Pay ALL your debt off by Xmas 2013

tylersbabe

32b3in2013 wrote: »

Me too, I don't get paid for another week :eek:

Same here "sob" tis not fair lol

Debtslayer

Hi All
Got so tired of waiting for payday; finally it will be here Monday!!! Yeyyyyyyyyyyyyyyy
Made another payment of £100 so my new figures are:

DFBX No.40 £401.00/£11209.95 = 3.58%

recurrent-ostrich

Well I've been paid, thank goodness! No debt payments yet, as they will wait til hubby gets paid on Moday, but paid £350 into savings account towards holiday (not included in total)

LunaLady

Got some money from ebay sales into my account today, so have managed to pay another £30 off.

New total is £78.26/£1566.

SpagBol

Can't stop will update my spreadsheet later and assign numbers to new members but here is my small token payment for payday, hopefully will be able to pay more on DH's Payday (even with tax bill :mad:) and a few DDs out next week so:

#002 £1006 / £45000 2.24%

Over £1k paid off woo hoo :j

amr547

:j:j it's payday!!!! :j:j

forgot to update we have paid £101 on our total, so the total for #32 is £546 / £4400 !!!

No repayments from me today, first one should come out on Wednesday. The majority are paid on 15th

dd1981

Soooo excited it is finally PAYDAY!!!

Has been a good month for us, much less spending :j

Totals are now...

#104 £1907.58/£16971.38

Lots of debts in my signature needing rounded down so shall be paying off more this month plus more monthly payments coming out soon. Loving seeing this debt go down, is so inspiring :j

Hope everybody has a fabulous month, sorry I don't post more, am an avid reader but usually on my phone so not great for writing posts! We are all doing such a great job and should all be happy that we have control over our debts and although they may not be going down as fast as we want, at least they are going in the right direction

Dd
X

P.S Massive thanks to Spag Bol for running this thread, keeps me on the straight and narrow

choclover

Thank god it's payday, I thought this day would never come :rotfl:

Got LOTS of news! When Hubby logged onto to his bank last night he had an offer pop up - a 0% BT card for 11 months at 3% fee - if he applied they would guarantee that he would be accepted! Wooohoooo!!!! So we did just that (his credit file is soooo bad), and have applied for the transfer from his Luma card (which it's 0% runs out this month) and his Natwest. We were planning on paying his Luma off over the next couple of months, so this money will now be going to my cap 1 card :j:j:j. So hopefully, if all goes to plan 5 debts will be gone by this time next month!

Then I find out this morning that my work have mucked up my wages for the 2nd month in a row and not paid me the correct amount of statutory maternity pay. :mad: Even though I sent them a letter on the 8th of Jan telling them it was wrong at the end of Dec :mad: Cannot believe how backward and old fashioned my work is as they don't give out phone numbers or e-mail addresses so everything has to be done by post. :mad::mad::mad:

Hubby then rang a little while ago to say that he's been given a 3% pay rise from the 1st of Jan which is included in the pay he got today, plus he received bonus this month. :j:j:j. So this has just about made up his wages from him being off sick .

So overall a mixed bag of news (sorry to bore you if I've rambled on ).

Not much has happened payment wise yet, just a small overpayment (from ebay) and DD to cap 1. More payments will be done tonight. .

#27 £435.74/£6000 (7.26%)

LunaLady

Good news about the 0% card, not so good about the mistakes to your pay.

Have done my budget for whats left before the end of the month and have done an online Tesco shop. I have withdrawn £60 from the bank for my purse and thats my spends until payday, which should be plenty - just need to cover my train fare to Uni on Monday, DD's lunch club at playschool and my eldest's bus fare, plus any bits and pieces we need from the shop - mainly bread and fruit if it runs out.

Will make another payment later

fennmad

SpagBol wrote: »

Well done on a fab mortgage deal :j Ours went down by £200 pcm when we dropped 2% APR but then our mortgage is vast :eek: Hope it's a real saving for you!

Thanks. It is about £250 pcm. Would have been more but dropped the years down from 33 to 27. Which will save us in the long run too.:T