Pay ALL your debt off by Xmas 2013

amr547

Hi all OH got paid today, so I have some cash in the bank ha ha. My pay day is on Friday.

Got more credits through mystery shopping than I thuoght so shall be spending them on Saturday! Got about £7 on my b00ts card, I need some concealer ... any one want to recommend anything for £7? :P

32b3in2013

Evening

Another couple of last weekend's ebay buyers have paid so I have paid another £120 off.

Total for #11 now £1287.06/£10,224 = 12.59% :j

I relisted a few things which didn't sell so I will hopefully be able to pay some more off at the weekend.

32b3

32b3in2013

Cleaning!!!!

My house is clean and tidy, Some of my friend's houses I would like to have a good go at cleaning, but then they may expect me to do it more often. Others have cleaners, and I would still like to rush round with a duster.

I do however have a floordrobe becuase I have too many things to fit in my wardrobes, hence selling stuff on ebay!!

32b3

amr547

OH has been offered permanent, full time hours at his second job (currently does 3 nights a week). :j No doubt we will be having a chat about it when he gets hmoe. He doesn't like his first job very much (repetitive factory-type work) and the 2nd job is more of a supervisory role.

sarahckitten

Need some advice living at the parents but got a house that I'm doing up. I have tgo pay board tothe parents,but also have ALL the bills and utilities to pay for at thehouse. With me having the op soon it means no extra income re: over time or second job and struggling with ideas for creative items to sell. The question is do I continuento do my house up which may meaqn putting some small amountson the credit card, the benfit would be in the long run I would save money e.g. board and reduce council tax bill and maintain my sanity or do I put the restoration on hold until I can return to work. Help don't know what to do any opinions would be welcome!!!:eek:

LunaLady

amr547 wrote: »

OH has been offered permanent, full time hours at his second job (currently does 3 nights a week). :j No doubt we will be having a chat about it when he gets hmoe. He doesn't like his first job very much (repetitive factory-type work) and the 2nd job is more of a supervisory role.

Thats good news

armchairexpert

Sarah, is the restoration necessary in order to live in or rent out the house? Or is it a cosmetic makeover?

DH got paid from his current job today. I don't usually make repayments from that wage, since we try and live entirely on his salary and use mine to pay down debt, but we've been frugal enough this past month or so that there's a bit of slush in the spending account.

So!

#119 $4951.76/$8,000

And now I really will stop updating my totals so often, sorry SpagBol!

sarahckitten

armchairexpert wrote: »

Sarah, is the restoration necessary in order to live in or rent out the house? Or is it a cosmetic makeover?

DH got paid from his current job today. I don't usually make repayments from that wage, since we try and live entirely on his salary and use mine to pay down debt, but we've been frugal enough this past month or so that there's a bit of slush in the spending account.

So!

#119 $4951.76/$8,000

And now I really will stop updating my totals so often, sorry SpagBol!

Unfortunately the restoration is necessary to live in it.

SpagBol

32b3in2013 wrote: »

Cleaning!!!!

My house is clean and tidy, Some of my friend's houses I would like to have a good go at cleaning, but then they may expect me to do it more often. Others have cleaners, and I would still like to rush round with a duster.

I do however have a floordrobe becuase I have too many things to fit in my wardrobes, hence selling stuff on ebay!!

32b3

Come and clean my house!! :rotfl:

amr547 wrote: »

OH has been offered permanent, full time hours at his second job (currently does 3 nights a week). :j No doubt we will be having a chat about it when he gets hmoe. He doesn't like his first job very much (repetitive factory-type work) and the 2nd job is more of a supervisory role.

Fantastic news! It's always good to have options and flattering to be offered a permanent job :T

sarahckitten wrote: »

Need some advice living at the parents but got a house that I'm doing up. I have tgo pay board tothe parents,but also have ALL the bills and utilities to pay for at thehouse. With me having the op soon it means no extra income re: over time or second job and struggling with ideas for creative items to sell. The question is do I continuento do my house up which may meaqn putting some small amountson the credit card, the benfit would be in the long run I would save money e.g. board and reduce council tax bill and maintain my sanity or do I put the restoration on hold until I can return to work. Help don't know what to do any opinions would be welcome!!!:eek:

I don't know really, I would probably carry on with the restoration if it is essential, however a) I am clearly crap with money and b) for your health would it be better to reduce the financial burden and stress for a while?

SpagBol

armchairexpert wrote: »

Sarah, is the restoration necessary in order to live in or rent out the house? Or is it a cosmetic makeover?

DH got paid from his current job today. I don't usually make repayments from that wage, since we try and live entirely on his salary and use mine to pay down debt, but we've been frugal enough this past month or so that there's a bit of slush in the spending account.

So!

#119 $4951.76/$8,000

And now I really will stop updating my totals so often, sorry SpagBol!

No, keep updating!! I love updates, I'm just a bit jealous :rotfl: WELL DONE! :T

PAYDAY TOMORROW!! :j:j:j:j