Desperate help needed with grants n benefits

nannytone_2

one of the kids doesnt live with the OP, and she hasnt stated the age of her other child.

my daughter recently had a baby after a gap of 6 years, and it was like starting all over again!

Dunroamin

nannytone wrote: »

one of the kids doesnt live with the OP, and she hasnt stated the age of her other child.

my daughter recently had a baby after a gap of 6 years, and it was like starting all over again!

Lucky she's got the money to do it - the OP obviously hasn't.

krisskross

The Op and her family receive approx £200 a week in benefits plus rent and council tax paid. This really should be enough to keep 2 adults and 1 child. It is the debts that are the problem and this seems to be a long standing issue. Looks as if there may be deductions from couple JSA, perhaps for previous loans.

Stop paying debts,seek advice from a debt charity is my advice. Find out about local food banks to get some decent food for your child.

princessdon

So you had 2 children you couldn't afford and were on benefits then had a third.

You have 1 child (other lives with the father) as clearly the father claims the child benefits for that child. The money you get for 2 adults and 1 child is more than enough, your debts and fines are the issue.

pmlindyloo

Absolutely agree that you need to seek advice about all your repayments for fines and loans etc.

Get in contact with one of the free debt advice charities (there is a 'sticky' on this forum that you can read) and get yourself 'sorted'.

You are grasping at straws at the moment and you need to take advice about getting everything under control.

This is no way to live and the stress whilst you are pregnant is just not good for you all.

Things are out of control if you can not feed yourselves and keep yourself warm.

Looking for more loans which you will have to pay back is not the answer.

princessdon

Also as you were on jsa in June then you have been on benefits for 26 weeks now.

Glen_Clark

Sounds like you have enough money but are just managing it badly by taking on debts for non essentials. If you don't want to post the details of your debts on here you need to get debt advice from a reputable voluntary agency like Citizens Advice. Ignore the adverts from Debt Management Companies - they will rip you off even more.

DaisyFlower

Why the lack of clothes? You state your BF was only made redudnant in June so why has he now got no clothes.

If you cant afford heating, have no carpet and no steady income why add a third child to the budget?

If you are struggling to feed your children and keep them warm then perhaps you need help and a heath visitor or social worker may be able to assist.

FBaby

OP, if you are struggling because of the debts repayments you have accumulated, do you really think that getting another loan is going to help in any way? The things you have listed as needed are not so essential to put yourself into even more debts than you are now. The room being cold, that's not the end of the world. Dress warmly and only heat one room. Your OH can get a cheap coat in a charity shop and you get very cheap children/baby clothes there too. Your son's dad is responsible for buying his essential requirements.

Right now, you need to focus on the up-coming birth of your baby and your partner needs to take on any job. Was there not Christmas position he could have applied to? 6 months is starting to be a long time to be unemployed and he might need to take a serious look as to why he hasn't got anything so far.

Good luck for the birth of you baby and hope 2013 will bring better things for you.

nannytone_2

the OP was working until recently, and states that her boyfriend was made redundant ... so obviously he worked too.

so the comments about not being able to afford the kids you have, so why have another, are completely unwarranted.
you don't know what they were and weren't able to afford.

i hate the holier than thou attitude, and hope that people that have lovely 5 bed houses, and can afford to gibe their children whatever they want for xmas, and pay their bills on time ... never find themselves in need. because there will be a lot of people ready and willing tocriticise the choices they made whilst they could afford to make them.

i totally agree that the OP needs to get the debt situation sorted out.

but when someone is already on their knees ... why do some people feel the need to kick them too?