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Mortgage Free in Three Yrs
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Dithering Dad!
Just think of all the extra administration of the OP you are going to have to do now this thread has gone into the Tips E-mail
Proud To Be Dealing With My Debts - 1420 Days To Go!LBM: £103,592.98 / Currently £78,500.08 - Down 24.22% / Mortgage: £92,800.00 / Loan: £17,284.21 / Overdraft: £450.09 / C/Card 0%(October 08): £5,601.54 / C/Card 0% (January 09): £1075.22 / Child Care: £137.80
Share Investments: £51,390.74 / Money Owed From GS: £5,812.610 -
Wooooohooooooo we are famous!
Official Mascot and Chief Cheerleader for the 'Mortgage Free in Three' Gang0 -
What a gorgeous pic TYAE Official Mascot and Chief Cheerleader for the 'Mortgage Free in Three' Gang0
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Just tried to log onto internet banking to double check figures and it's down :mad: so . . . here's my best update!
Ok so I failed to meet my targets this month . . .
Target 1- pay £1,000 off mortgage - actual £925.56
Target 2 - Keep spending below £1,400 - actual £1,533 (although this does include approx £70 of Megamoos expenses not yet paid back!)
Hmm . . . mused about what to do with this - after all it's a bit wierd to consider £925 off the mortgage as a FAILURE!
However decided that 36 months doesn't give much room for failure therefore should try to get back on track next month:
Therefore targets for next month are:
1 - Pay £1075 off mortgage
2 - Keep spending below £1,400 (We CAN do it!)
3 - Let 4th room in student house
4 - Get Megamoos expenses paid!
Anyway, will update sig and get myself an avatar asap!
Welcome to the newbies and good luck to everyone for the next month's challenge
MMC:j MFiT Club Member 14 :jMortgage Outstanding 01 April 2007 - £51,051 :eek:
Mortgage Outstanding 25 February 2009 - £NIL :rotfl:
Savings 01 April 2009 - £1,522
Paid off 19 years 8 Months early - Original Mortgage £63,000 October 2003 - 25 year term0 -
Don't look at it as being a failure - you never know but next month you could far exceed it and even if you don't £925 off your mortgage is a fantastic achievement as it stands. Be very proud!
Lotta"One hundred years from now, it will not matter what my bank account was, how big my house was, or what kind of car I drove. But the world may be a little better, because I was important in the life of a child."0 -
Please point me in the right direction,I can't find it anywhere on the moneytips email.
We are famous yEEEEEEEEEEEEh.
Ps I have just had a mention on a thread I started on the ebay page from Martin Himself,sooooooooooooooooooo chuffed.Mfit member no 13 original balance £44000 :mad:
current Mortgage balance 13537:T0 -
It's just above the green "Quick Chat Tips" box.
Lotta"One hundred years from now, it will not matter what my bank account was, how big my house was, or what kind of car I drove. But the world may be a little better, because I was important in the life of a child."0 -
MMC we will have none of that failure talk in here
Look at it this way, rather than a £207 under achievement, to keep on track you need to increase your monthly target by £5.92
:T Official Mascot and Chief Cheerleader for the 'Mortgage Free in Three' Gang0 -
boo hoo not had the email yet
Well done amazamum (will have a lil look see at your ebay thread)
Official Mascot and Chief Cheerleader for the 'Mortgage Free in Three' Gang0 -
Thanks AnW'sMum and Lotta!
OK - will be more positive its just very easy to get blinded by the figures and forget the big picture - £925 off the mortgage :j
We will get there!
£925 is approx 8 months knocked off and over 3 years it's be approx £178 saved in interest. (I think!)
Feeling better already - just need to concentrate on different figures!
MMC:j MFiT Club Member 14 :jMortgage Outstanding 01 April 2007 - £51,051 :eek:
Mortgage Outstanding 25 February 2009 - £NIL :rotfl:
Savings 01 April 2009 - £1,522
Paid off 19 years 8 Months early - Original Mortgage £63,000 October 2003 - 25 year term0
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