Mortgage Free in Three Yrs

ailuro2

Yes, I'm a she, DD,
I am sticking with my betta avatar- from the other forum I visit- can you guess it's a fishy one? :rolleyes:

farhad1965

Dithering_Dad wrote: »

Hiya mate, yes Cater Allen, they have a big backlog cos everyone's moving from umbrella companies into Ltd companies (are you using SJD accountants?). They're a really good bank, but snowed under at the mo. I'm trying to set up a deposit account with them to hold my corporation tax at a higher rate and they're taking ages for the same reason. They shouldn't be much longer (or so they told me today).

ailuro2 - I've added you to the list. Welcome to the group! You have probably got your region set to USA, hence the dollaro's. Go to Control Panel and select "Regional & Language Options" and check that the region is English (United Kingdom).

Welcome also to financialbliss. I've added your details to the OP.

Yes, I was with an Umbrella company and finished with them at the end of the last tax year and have set up a limited co. again. I am using NIXON WILLIAMS as my accountants. They are pretty good and only charge £60/month and do everything for me, including setting up the Ltd Co., bank account application, VAT registration etc.

Shineyhappy

Miss_Penny_Pincher wrote: »

Shineyhappy - as C&G is the branch based arm of Lloyds TSB I think it's unlikely they have online accounts. I checked on C&Gs website just now and can't see anywhere to log in or any reference to online banking either

Thanks for that, as I said I looked and looked but I couldnt see anything, but I thought it was best to check as I may have beening dozy and missed a glaringly obvious link!

I have a Lloyds account and their online banking facility is great so I really thought that they would have a mortgage online account too. Oh well thats banks for you :rolleyes:

cupid_s

Good news! Our fixed rate stops in july and I was thinking we'd have to pay the variable rate until we get jobs cos no one else is going to look at us really. But our current provider doesn't seem to think it's a problem us getting a tracker which we can overpay as much as we want on. It's still quite a high rate but nowhere near as high as the variable and we can pay as much extra as we want which will save us thousands, and there's no problem with us only taking out about 40k. And there's no set up fee

I'm all excited now and the husband is away in america so I can't even tell him - good job I've got you all to tell or I'd possibly burst!

sallyb17

Can I be added please? Current mortgage: £114,437.

Single female with half IO/half repayment mortgage taken out in April 2005, but now overpaying at least £100 per month since November 2006.

Target: Reduce mortgage to £100,000 in three years.

Kaz2904

Dithering_Dad wrote: »

Do people mind if we all start using avatars?
To add an avatar, find a nice jpg image file and goto your "User CP" then select "Edit Avatar" and select your image file.

Thanks for your very good instructions, I'm now seeing the avatars- I did try to download one from my computer but it wouldn't work. The picture must be too big so I will [STRIKE]nag[/STRIKE] ask DH to do it when he gets home.

Dithering_Dad

Kaz2904 wrote: »

Thanks for your very good instructions, I'm now seeing the avatars- I did try to download one from my computer but it wouldn't work. The picture must be too big so I will [STRIKE]nag[/STRIKE] ask DH to do it when he gets home.

It's probably a bitmap rather than a jpeg or a gif file. I had trouble with that until I realised. Why not do a google search for free avatars, and save one to your pc for upload into MSE?

Welcome Sally! What a beautiful name, and shared with Mrs Dither. I hope you enjoy being a member and achieve your 3 year target.

wisewoman

sallyb17 wrote: »

Can I be added please? Current mortgage: £114,437.

Single female with half IO/half repayment mortgage taken out in April 2005, but now overpaying at least £100 per month since November 2006.

Target: Reduce mortgage to £100,000 in three years.

Hi Sally! Welcome.

Kaz2904

ailuro2 wrote: »

DD- tried setting it to English,but it still gives me #### so I'm stuck on $$s for now.

How about if you type # would that give you a £ sign? Other than that the only thing I can think of is to try every key and combination!

Lotta_Littlies

ailuro2 wrote: »

DD- tried setting it to English,but it still gives me #### so I'm stuck on $$s for now.

Try typing in 156 while holding down the Alt key.

Lotta