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Getting back on track for 2013 and beyond

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello kerri :wave: have a great Christmas and hope you have a wonderful time...you may well be 3 before I post again so hope it all goes very well and my top tip..accept ALL offers of help...and if you get none/not enough..then demand some:)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks Brizzle :) hope you've had a great Christmas too and enjoy your skiing :)

    Sorry for not posting everyone, baby still not arrived yet...however, yesterday she appeared to be doing lots of arm and leg movements...this morning she's dropped down even lower so we went for a walk....I'm currently getting lots of period type cramps and don't want to tell OH until I'm certain as he's so happy playing computer games tonight it's the first full day off he's had with noone around in ages, typical!


    Money update: still in the black, spent £120 in next sale yesterday for baby, she has leggings, vests and baby gros in the same style across different age groups so it's going to look like I never buy her anything lol!


    Will post when there's more to update x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • amber03
    amber03 Posts: 1,359 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Good to hear from you kerri, have been wondering how you where getting on. Hopefully little one will be with you soon, keep up the walking.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks Amber :) I've just seen your debt-free badge, congratulations :) and mortgage free yay :)

    No baby just yet, was probably just the cheese I ate yesterday as tummy doesn't agree with it sometimes grrr.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Happy New Year Kerri - it's going to be a huge and wonderful one for you! I see you haven't posted since 28th December - does that mean we have a new member??! Hope so! x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • amber03
    amber03 Posts: 1,359 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Happy new year kerri, hows the baby bump.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    No baby yet but getting lots of symptoms so crossing fingers she arrives soon.happy new year everyone.will definitely post a pic when she arrives x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Canucksfan
    Canucksfan Posts: 169 Forumite
    Debt-free and Proud!
    Hi Kerri,
    Wishing you and your family a Happy New Year from a cold and damp Canada!
    Thinking of you! :)
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy New Year! :) i havent been on in ages..just checked to see if you had baby yet :) xx
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ahhh why are first babies always late! Was hoping yours would be early for you ....come on baby make an appearance :) hope she's not too much longer for you Kerri xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
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