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Rising to the top of the ocean - and staying afloat!

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  • Yup .....really might have to start factoring in the odd lottery ticket!:eek:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Too expensive~they are going up from £1 to £2 :eek:
    Obviously that is a 100 % increase :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bl00dy heck ... I didn't know that :mad:

    Well ... that's that b00gered then!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Evening Rising,

    I would get the tyres and scrap the service. Use some of your spare £50 to buy some oil and washer fluid for your car.

    It will survive not having a service for one year. Unless it is a super new car which you plan to re-sell and need an up to date service book.

    Or can you find a small local bloke that can do your service for a fraction of the £250 you have budgeted.

    I would try to hold onto your budget and not add anymore to it, its a slippy slope once you start adding more on to this and that etc.

    Just flinging ideas round
    xx
  • Unless it is a super new car which you plan to re-sell and need an up to date service book.

    errrrrr :o
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Of course (and going to have a bit of a moan here :o) ... it's a bit blooming typical as the services go year 1 = small (£120), year 2 = big (£250), year 3 = small (£120) etc etc - so in a small service year, I get to build up a bit of a buffer for the next year (to cover things like tyres!)

    2012 was a Year 2 big service ... so this year should've been a Year 3, small one BUT then I changed the car .... and have ended up at another Year 2 big one!


    Apologies if that makes absolutely no sense ... IKWIM:o
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dont be :o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • errrrrr :o

    :rotfl:I take it, that it isn't a brand new car then ?:)

    Not sure what to suggest if you really want to have the tyres and the service this year. Don't think mine has seen a service over the last 3 years :o
  • :rotfl:I take it, that it isn't a brand new car then ?:)

    Not sure what to suggest if you really want to have the tyres and the service this year. Don't think mine has seen a service over the last 3 years :o

    She'll be 2 sometime in March (can't remember exact date) :) but the service isn't until August tho' as she was pre-reg (& 1st service wasn't until the Aug)

    I would get the service done elsewhere but it b00gers up the warranty - which is one of the reasons I got her as it's 5 years so not really worth taking a chance on (they're pretty strict and you've only 3 weeks leeway or you're errrr you know!)

    It does mean that next year will be easier (:rotfl:see wishing my life away again!) as we'll be back to the small service & I won't need tyres (which I had been expecting to get next year) .... *sigh* - just a short term cash flow issue this year :cheesy:


    This is where I wish there was more leeway in the SOA ....... this is why I end up having pots for silly things like the bus fund and a new mattress as there's not really any "available funds" to save for them :(
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    edited 18 January 2013 at 6:34PM
    A wee pic to cheer me up!

    She was running around like a loon today :eek: - this is a really nice walk that runs adjacent to the beach. There's loads of different paths to go up (but we stayed on the main one as it was our first time there & she was off everywhere as it was:eek:)

    I think this was just about the only time she stood still! Have load of blurry pics of her walking / running / jumping!

    1-P1000297_zps85afe20d.jpg


    She did find some muddy ditches to play in .... *sigh*

    1-P1000284_zpsb2050d4d.jpg
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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