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Rising to the top of the ocean - and staying afloat!

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Comments

  • House and Car

    Again, initially doesn't look too bad!

    HampCEndJan_zps471cee05.jpg

    But .... once the fuel's deducted .....

    HampCEndJanaftercardpaid_zps17650412.jpg

    AND the car tax is due at the end of Feb, so that's £100 to come off the balance..... and then there's those winter tyres:eek: (which are absolutely FAB and I wouldn't really have wanted to be without them this week:o)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • OK .... that's me done with the figures - for now anyway:rotfl:


    Pots seem to be working well - quite happy with how they're split as well and they seem fairly (to me:o) logical .... fingers crossed I've got it cracked!:) (it's only been nearly 20 years since I left home :o)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    all sounding good
  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Looking good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    I am jealous. You are so organised.
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • I am jealous. You are so organised.

    Me too hun.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Looking good :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • I am jealous. You are so organised.
    Me too hun.

    No, no NO!

    It's taken .... 20 YEARS for me to get to this point!:rotfl:

    You are both way ahead of me by the fact that you've found :money:

    The pot spreadsheets are very simple - literally the totals page (which is the one I've copied) and a sheet for each pot which shows one credit in each payday and one (if needed) out to cover spends on the c/card .... simples!:D

    It does seem to be helping as I don't *think* I'm stressing about money as much?
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Wedgie side?
    Do you mean the west?

    Hope you are ok.
    Hope you are not too tired & roads were ok.

    Weegie ( no doubt autocorrect will change that as well) for us locals means Glasgow ... I dare say different places have different names for different things though ... And not all of them can be family friendly ;)

    Yep that's the one I was talking about rising ... I didn't know there were two
  • Feeling lazy now:o the initial energy of 1st thing has worn off already :rotfl:

    Think I may go to P@H tomorrow.

    I had a look at their website to see if it's worthwhile and ....

    Dog's wet trays - I get 2 types:

    Type one are 98p each but are on buy 18 for the price of 16 and if I then take off the 10%, it drops the price of each one to 78p - 20p saved / tray is pretty good:T.

    The only place I can get cheaper means buying in huge quantities (3 packs of 18) which is obviously a lot bigger outlay in one go :( - they work out at 71p each.

    Type 2 come in boxes of 12 and with the 10% off are coming in at 68p each - which is 20p saved on buying them individually :T. Unfortunately I can only get these in one flavour (that Maisie can eat) which is why I like to have some of Type 1 as well.


    Cats wet food

    Type 1 are on 12 for the price of 9 then - 10% are coming in at 28p instead of 42p each so quite good savings there

    Type 2 are also 12 / 9 and coming out at 39p instead of 58p each

    mmmm thinking it may be worth the trip - it's just bloomin' annoying that you can't use the voucher online :mad:

    I also have a voucher to use at M&S so the saving on that one will just about cover fuel costs
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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