Claiming Charges from Argos Card

76Bramble

nikki2975 wrote: »

Sortingitout wrote: »

Received my statement history from Argos today, but am a bit confused by it. On the left, it tells me what the money in the column refers to..

Purchase
Payments
Fin Chgs
Other DB
Other CR
Returns

What do the two above in bold refer to charges wise?

Fin Chg = interest?
Other DB = i can claim all of



Did you find out what them two in the bold refer to. thats what i need to know. if you do could you let me know thanks

Hi, i've successfully claimed from Argos card already.
Fin Chgs = interest(can't claim)
Other DB = Charges and PPI if you had any ( can claim)

If you need any help, just let me know. 76Bramble

loislaney

Hi

I was so confused by Argos charges i rang them. They were not too amused at me asking them to explain 4 years charges but the didnt really have a choice!

The "other" charges seemed to be a mix of PPI & late payment or letter charges.

Hope this helps anyone that was as confused as i was!!

rangers_2

Sorry if this has been answered on here before but i cannot find it anywhere.

Anyway i have finally got my information from Argos and i do not know what i can ask them back for. This is what is written on the pages:

Purchase
Payments
Fin Chgs
Other DB
Other CR
Returns
Dispu Rel
Past Due
Total Due
Balance

If anyone can help me with this i would be really greatful.

loislaney

The "other DB" are where they put the charges

If the amounts are not straightforward 12 17.50 or 20 then you may have the insurance added

Give customer services a ring & get them to explain each charge to you

kerrie1083

hi

I have just found i have a default against me on behalf of ARGOS.
Its all because they didnt update my address when i moved house and now my £7.00 unpaid intrest that i owed is now £116.00!!
i have paid the £166.00 to the debt company hoping the default will then be removed but after contacting experian they tell me i have to put it all in writing.

How can i prove they didnt update my details and its not my fault?!! my account was nver late and i certainly wouldnt run away from a £7.00 intrest bill!!

HELP!! where do i stand??!

thanks

money_back_3

do u have to send the 10.00 when asking for list of charges

Ex-Spendaholic

Yes you do have to send the £10.

dragon2121

Does anyone know the address for Argos to send off for details of charges, or know where I can get their address from?

Thanks

Ex-Spendaholic

The address is:

Argos Card Services
Royal Avenue
Widnes
WA88 1AL


Just got my statements today. I originally asked for them in July and heard nothing. The cheque wasn't cashed either. Sent them a letter last week saying I was reporting them to the Information Commissioner. Lo and behold the information came today. I got the same sort of thing as Rangers above. My charges equal £248.50. :mad: Letter 1 will be sent to them in the morning claiming the charges plus interest.

Ex-Spendaholic

Received a letter from today which wasn't bad going timescale wise.

They have offered £80. I have sent them letter 2 looking for the rest. :beer: