The 'Save 12k in 2013' Thread!

t4mof

After 4 years of paying off debt, I'm now looking to get into the savings habit.

Can I join please and I'll go for the full £12k.

It'll be a slow start to the year but I'm confident I'll be able to pick it up from Spring onwards.

rachelww1

Can I join too please, for the full 12k ty

snowgo

Scottish_Lassie wrote: »

Oh and whilst on eBay I'm going to stay away from the BUY button and will delete all apps and disable emails that send me offers for 25% off Warehouse/Oasis/New Look etc etc.....they've been my downfall the last couple of months.....too....many....offers

trixie4 wrote: »

The areas I lose money are: big holidays, buying food that I don't eat (mostly meat) and expensive drinks like Pepsi Max, eating out a lot, shopping, very very expensive skin care items, beauty treatments and spas, the list goes on...

Things that possibly may get in the way during 2013/things to spend the money on: braces (EEK!), another big adventure, possibly a deposit for a flat (YAY!)

These helpful posts made me think about (1) how important it is to know the areas where you are over-spending and how that knowledge can lead to setting mini-goals (such as, limit eating out to x times a month, source more economical skin care, etc, etc) that can be key to saving. I'm going to give some thought to what my mini-goals can be for the new year.

(2) That it can be really encouraging to have a savings purpose in mind from the outset. I think mine was too vague at the outset of the 2012 challenge ( I had in mind that I would roll the money over into long-term savings). But I think it will help me to shape my goal up into something more specific. I'll have to give this some thought too.

Kittenkirst wrote: »

I failed on this years quest, but that means I will try harder :-)

Kittenkirst - from your signature, I think you've been successful, rather than failed.

ajsexton

Ill join in ... 7K I reckon for this year, see how I manage with this target, though it might end up being pushed against mortgage instead, either way either 7K saved or reduce mortgage by an additional 7K

Robin_TBW

I don't think I'll hit it but I'll give the full amount a shot.

Probably closer to try hit £10,000, but put me in on £12,000 and we'll see how it goes.

tara747

I'm in! Put me down for £13,000 in '13


I've also updated my sig.

springcurl

Count me in please! I think 5k will be a realistic target, though it would be nice to exceed it.

I'm a savings newbie; I've no debt, but as a single parent I need to get myself in gear and get some money behind me.

slowlyfading

Front page updated!

I'll update the spreadsheet at some point over the weekend

tara747

quintwins wrote: »

Put me down for £20k.

Don't be surprised if i spend it all, i'm saving to buy a building site and theres lots of reall cheap ones in auctions at the moment, we have £10k savings now (well not really we lent the inlaws £4k but we will have in the new years) so once we have £20k (think easter time) we will start looking at auctions and local sites properly.

Wowza, good on you if you save £1,666 a month! :T

[Deleted User]

Wow, the new thread really taking off. Great to see some new names along with the familiar ones. Best of luck everyone.