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The 'Save 12k in 2013' Thread!

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  • @slowlyfading Hi could you sign me up for 2013, again for £6000.
  • Hi everyone

    Can I join please?

    I am on the debt free wannabe board too but keen to get in to the savings habit.

    Bit about me:

    I have 2 jobs - one full time and one for 1 w/e night only (bar work)

    I have NO SAVINGS at all (eek!)

    I got my additional work in 2012 , And have been using that this year to get my debts under control and more manageable

    I am now in a place where my debts can be paid off from my full time salary and therefore wish to save my bar work income.

    I wish to therefore save all this additional income to a) get into savings routine ready for when I am debt free and b) have some emergency funds!

    On e debt free board I am also on the sealed pot challenge/£2 saving pot/£20p saving pot... These will not be counted in this challenge. They are for Christmas pressies/ treat myself at xmas next year!

    Okay so how much am I going to save? ... £3,000

    Thank you for taking time to read my post. I can't wait till 2014 when I can just be a saver and not in debt as well !
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello

    Please can I join? It's nothing like the amounts some people can save but its still a lot to me.

    My aim is £5,000 in 2013.

    Thanks.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • Duke203
    Duke203 Posts: 113 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I'd very much like to join as I am hoping for a bit of motivation from this. Could you add me for £10k please.

    Also, how do investments work with your totals? For example, I have a SIP with work that I put £125pm in. Would I just use this purchase price or do I have to work out the profit/loss as and when I need to update my sig? Cheers :-)
    "Chuck Norris can remain solvent for longer than the markets can remain irrational"
  • Duke203 wrote: »
    I'd very much like to join as I am hoping for a bit of motivation from this. Could you add me for £10k please.

    Also, how do investments work with your totals? For example, I have a SIP with work that I put £125pm in. Would I just use this purchase price or do I have to work out the profit/loss as and when I need to update my sig? Cheers :-)

    i would count just what i put in and then when you get an annual statement or something similar, update then with gains/losses.

    i personally couldnt do this, the growth i have seen in my pension etc.. makes me wanna cry!
    IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/30
  • I would love to be signed up please!

    I should be ok to save £3000 in 2013, possibly more, but we'll count that as a bonus :D

    Thanks!
    Saving in 2013 (#98): £270/£3000
  • Hi slowlyfading,

    I've been concentrating on debt repayment for the last two years, so not had a chance to save. But that's all going to change in 2013! Please put me down for £12,000. (eek!)

    Look forward to the challenge!

    PBS
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • DuckEggGingham
    DuckEggGingham Posts: 315 Forumite
    edited 16 December 2012 at 9:18PM
    I am going to join if that is ok! We are going to aim officially for 8k but any extra will be a bonus!

    Good luck everyone!
    Save 8k in 2013: Member #100
    £450 / £8000
  • Hi,

    I'd like to join as well, please... My savings are non-existent at the moment. My husband and I got married last month so it's past time to start building up a safety net - especially if we're thinking about kids in a couple of years.

    With my direct debits set up, I should save around 8k as long as we don't go crazy and blow it; but I'm going to try and push myself a little more and set my target as 9k.

    So £0/£9,000 and the journey begins...
  • Elmly
    Elmly Posts: 103 Forumite
    Ninth Anniversary Combo Breaker
    Hopefully got a new job which will mean a nice increase in my monthly wage! If this happens I will definitely be upping my target for next year! Finger crossed
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