The 'Save 12k in 2013' Thread!

YoungBusinessman

InsertWittyName wrote: »

Declaring payments for March:

£122.96 ISA interest
£600 reg savers
£402.08 pension
£2,134.89 ISA

£3,259.93 in total, very happy with that!

Update sent via the form.

Ok ok, il ask......

whats your secret ? You are doing fantastic, looks like you will be one of the first to hit £12k!

YoungBusinessman

I am the same!! My OH's sister got married and there was not much change from £15k then they had 3 weeks in Mexico on top of that i believe!! Im sure her dad paid for it....however we have spoke of marrage and both have the same idea of wedding abroad, if friends and family really want to be there on our special day, they will find their own way there and that will be a present in its self.

TDPIX

Alex92 wrote: »

My girlfriend has some sort of deluded idea, that we are going to get married in some big chateau in France and have catering staff and close friends and family there for the weekend. Honestly cant see how people can justify spending over £5000 for ONE day. I know it's meant to be special and everything, call me miserable - but i'd rather put it towards paying off a mortgage, or having an amazingly long and beauty honeymoon and travel the world a bit.

Just a warning but getting married in a big French chateau will cost a lot more than £5k

When we got married it was about £3.5k-£4k and that was for a not-too-expensive part of the UK.

Alex92_2

TDPIX wrote: »

Just a warning but getting married in a big French chateau will cost a lot more than £5k

When we got married it was about £3.5k-£4k and that was for a not-too-expensive part of the UK.

"Apparently" for a weekend (friday check in to leaving Sunday) is surprisingly cheap. Property itself in France is ridiculously cheap in a lot of the rural places (see link below) a lot of people have been buying them, doing them up a bit and renting them out for big events/parties for a fair bit of money. "cheap" probably consist over ~£10K in her eyes.

This for example;
http://www.rightmove.co.uk/overseas-property/property-36574516.html

I saved it on my rightmove account because it is stunning. Has been listed for just under 6 months now on there and hasnt been sold. One of the most beautiful houses I have ever seen (would personally like to buy it and call it Wayne Manor and have a hidden batcave underground :D)
In GBP, it equates to £2.1m, and obviously the more expensive a property is, the more room there is for haggling and talking down the price.
Then 60 miles across the coast in Brighton&Hove, for £2mil you can get a 3bed terrace house - http://www.rightmove.co.uk/property-for-sale/property-41027081.html?premiumA=true

Obviously the maintenance cost would be astronomical for somewhere like that first property, but must be an incredible feeling to live somewhere like that.

Sorry I rambled on a bit, I was busy living in my dreamworld lol.

TDPIX

That's a surprise, i.e. that it is 'only' £5k for a weekend. Yeah a similar wedding in the UK would be a lot more.

And wow, that French property is stunning. If 21 of us here eacn save up £12k for 9 years, we can have 1 bedroom each. :rotfl: Obviously not the most realistic proposition but - as you point out - the price is a heck of a lot better than in the UK.

Alex92 wrote: »

"Apparently" for a weekend (friday check in to leaving Sunday) is surprisingly cheap. Property itself in France is ridiculously cheap in a lot of the rural places (see link below) a lot of people have been buying them, doing them up a bit and renting them out for big events/parties for a fair bit of money. "cheap" probably consist over ~£10K in her eyes.

This for example;
http://www.rightmove.co.uk/overseas-property/property-36574516.html

I saved it on my rightmove account because it is stunning. Has been listed for just under 6 months now on there and hasnt been sold. One of the most beautiful houses I have ever seen (would personally like to buy it and call it Wayne Manor and have a hidden batcave underground :D)
In GBP, it equates to £2.1m, and obviously the more expensive a property is, the more room there is for haggling and talking down the price.
Then 60 miles across the coast in Brighton&Hove, for £2mil you can get a 3bed terrace house - http://www.rightmove.co.uk/property-for-sale/property-41027081.html?premiumA=true

Obviously the maintenance cost would be astronomical for somewhere like that first property, but must be an incredible feeling to live somewhere like that.

Sorry I rambled on a bit, I was busy living in my dreamworld lol.

nat21luv

That French place is a beaut in the day, bet it'd scare the poop out of you at night though!

BritAbroad

Newbie to this challenge. Savings account is currently at $1100 which sounds like a nice start. And we're due to get a tax rebate soon too.

BUT...the car insurance is due shortly which will wipe out half the savings account. And then a month later the house insurance is due which could be $3,000 or so. As you can probably tell, anything insurance related is hideously expensive here - so much for the land of the free.

So I have a bit of a dilemma with the tax refund when it arrives. I could pay the CC off and have a bit left over (CC is currently on interest free). I could save it to protect against healthcare costs (even with medical insurance, healthcare over here is horribly expensive. It's one of the reasons I want to build up some savings). I could overpay the mortgage. I could use part of it for wildfire prevention work that needs done around our house (I live in a very high risk area and we had a bad wildfire last year nearby).

What would you do? My current feeling is to do the wildfire prevention and save the rest, but what would you do?

Wentthedaywell?

Blimey Brit, insurance is incredibly expensive there! I've just done my house and contents for £100.

I'd do what you are considering - wildfire protection, then put the rest away so that's it's there for saving or dipping into if an emergency requires it. Do you have the 3-6 months of income saved away for emergencies/redundancies? That is the recommended rule of thumb amount that we are each supposed to have, that can be accessed quickly.

InsertWittyName

YoungBusinessman wrote: »

Ok ok, il ask......

whats your secret ? You are doing fantastic, looks like you will be one of the first to hit £12k!

Thanks

Like you I'm employed and self-employed... just happened to get a lot of jobs completed this month!

YoungBusinessman

Good stuff, if you are like me in the job sense then you will agree when it's good it's really good and when it's bad it's just horrible and feel stuck in a rut!! Who is grafting on today then? Had a 7 o'clock start and just having my first break now! On a price work job, net pay for it is about £1,380 after my expenses... Aiming to do it in 3 days at the most with today being day one. If completed in 3 days then daily rate of £460....wouldn't turn my nose up at that!! The money is spoken for though I'm owe the gf a new Hoover after breaking the last one! With £70 dyspn trade in it won't be too expensive! Hope everyone has as good a weekend as me!