lurvlylurker does a diary

lurvlyloz

great way to save money...have friends that cancel plans on you. i had budgeted for todays lunch + drinks all day as it was a christmas dy out. she cancelled as she was unwell....so treting me & hubs to takewaya and the rest of the money will mean that i wont be struggling for petrol or anything. and will be able to add extra on to my debt

StressedSteph

lurvlyloz wrote: »

great way to save money...have friends that cancel plans on you. i had budgeted for todays lunch + drinks all day as it was a christmas dy out. she cancelled as she was unwell....so treting me & hubs to takewaya and the rest of the money will mean that i wont be struggling for petrol or anything. and will be able to add extra on to my debt

:beer: Here's to poorly friends :rotfl:.

Well done with the NSD's, great going.xx

rising_from_the_ashes

lurvlyloz wrote: »

great way to save money...have friends that cancel plans on you. i had budgeted for todays lunch + drinks all day as it was a christmas dy out. she cancelled as she was unwell....so treting me & hubs to takewaya and the rest of the money will mean that i wont be struggling for petrol or anything. and will be able to add extra on to my debt

:cool: Sorry about the cancelled day out but great news on the takeaway & debt clearance!:)

lurvlyloz

had a nice evening so gonna but £50 in my car today for the week, boguht a birthday present for my friends 30th in January which i hadnt intendend to buy for & bought takeaway...YAY. so clearly a not a NSD...but today will be (as i dont count petrol) and we've alreadfy got wine to take to our friends this evening

i'm just looking and i thkn January will be alright... we hope haha

Happy sunday

Tinka21

So pleased that January is looking good for you

sth_anup69

lurvlyloz wrote: »

had a nice evening so gonna but £50 in my car today for the week, boguht a birthday present for my friends 30th in January which i hadnt intendend to buy for & bought takeaway...YAY. so clearly a not a NSD...but today will be (as i dont count petrol) and we've alreadfy got wine to take to our friends this evening

i'm just looking and i thkn January will be alright... we hope haha

Happy sunday

Tinka21 wrote: »

So pleased that January is looking good for you

yes i was also hoping the same thing as you do.

lurvlyloz

and get my lodgers 3 months rent in january so will have a nice savings pot.

we spend his rent money on the hosue but just gonna save it for a little nd see what we want /need and work out how much i can put on my debts.

might try and buy a years worth of car tax rather than 6 months in february which will be the first time...EVER

Aamberle

Morning LL - Just popping over to wish you a Happy new Year. Will catch up in 2013. Xx

StressedSteph

Morning LL

Happy New years eve.

Hope you have a fun but cheap night tonight

Lv StressedSteph

lurvlyloz

happy new year everyone

last inght was great. we did stop and go for lunch on the way as a treat but not too expensive but stil not a NSD. today is a NSD...but i need to fund Januaruys challenge if there is one.

my balancing of my bank seems to be a bit squif as i seem to have less thatn expected so ust wating to see whats going out (i look at my "available" not the actul balance) bit annoying as i thought i was being really clever but i wont be spending any money this week so will knowo exactly what my balance is as we go into the weekend.

This weekend hubs and i are away for a night. we booked it ages ago & is a hotel, dinner bubbley spa and breakfast. so will only cost petrol to get there and a few extra drinks. so hopefully keep it cheapish.

AND hopefully (please cross ALLL your fingers) hubs will be starting work next week which will make my life so much easier.

anyway, hope you all had a gret (cheap) NYE and hangovers not too bad today... i stayed pretty sober, think i was worried about making a fool of my self infront of strangers, hubs wasnt feeling great & had to drive back this morning.

I dont make resolutions but i have made plans for the year, they are divded into house/activities (places/things hubs i want to go or do)/ my plans / hubs plans. If its written down then it has to be ticked off

x