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Clearing debts, keeping well and sorting myself out...

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Comments

  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MuffinTops wrote: »
    Hi Emz,

    I too am happy you've stayed on here. I also read a couple of other diaries of people just trying to live within their means while paying some debt off and I think you qualify there to keep you out of fraud territory. It's also nice to also read of someone living life and chipping away at debt too.

    Cardigans are a long way from the granny things we used to get. I've seen some M&S cardi's and I don't think they're aging!

    I also find M&S great value at the moment. There's an outlet near me and one on my way to work that opens at 7am so I got most of my work outfits for this year in there. They're one place who don't stock room the good stuff away when they have a sale on!

    Thanks MT :).

    I might have to look in the outlet again next week when we see the next free movie.

    Emz xx
  • No shame in buying M&S I love their shoes and their work clothes wash well!
  • jwil
    jwil Posts: 22,255 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm glad you are back too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks GRC and Jwil :)

    Had a bit of a panic this morning. My laptop refused to work :eek:. Managed to fix it in the end, but I think it's on its last legs. Might need to start a laptop fund.

    Dodged going to see OH's parents at the weekend. I've said I'm not going in case it snows and we get stuck there (worst nightmare). So OH has said we aren't going and his mother is not happy. What a shame :D.

    I'm dragging my sister to see Les Mis on Saturday. I don't think she's that keen, but I'm trying to broaden her horizons!!

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon everyone :)

    I'm feeling really tired today. No idea why. I think I need a good lie-in. No chance tomorrow though as I'm on auntie duties, so have to be up at 6.30am.

    Setting myself a little challenge of clearing my council tax arrears by 31st March 2013. I would love to start the new financial year with a clean slate. Going to tackle it 1% at a time.

    Emz xx
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    1 % at a time is good.
    TRy not to overdo things xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    1 % at a time is good.
    TRy not to overdo things xx

    Thanks Lou. I won't overdo things - promise :)

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 January 2013 at 9:15PM
    Evening everyone

    Well, it happened yesterday. I knew it was coming and I was dreading the day. Yep, my laptop died :(. I've had it for 4-5 years, so it has served me well. I literally used it every day for hours at a time.

    So I have a new red HP laptop that is taking some getting used to. It's so fast though, I realise just how bad my other one had gotten. My sister helped me out with the financial side of buying it (I have to pay her back obviously).

    We went to see Les Mis and both afternoon showings were sold out except for the front row. As we both didn't fancy having severe neck ache tomorrow, we have decided to try on Tuesday afternoon. I think I'm not destined to see this movie.

    I'm looking forward to the tennis tomorrow morning. So pleased that Murray beat Federer. I hope my neighbours are ready - I get very vocal when Murray is playing!!

    Emz xx
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go Andy :j :j

    Happy new laptop~enjoy :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Happy shiny new laptop!
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