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The Unneccesary Challenge

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yeah I'm just hoping I can make it last!!!
    Wealth is not measured by currency
  • ruthiejane
    ruthiejane Posts: 1,217 Forumite
    £1 for me today, on wine gums! Not good for spends or diet but never mind
    ilovefreegle.org - give it away don't throw it away :)
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    well the one good thing about being sick is i havent left the house so havent spent anything (except £1) mum even paid to post my ebay parcel today :)
    off for more tea!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Another NSD for me today :) getting good at this!
    sf x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Darn it!

    The midweek blues got to me! Grrrrr!
    Spent £1.99 on lunch/munch today.... glad I did though because my sandwich which I had made was disgusting!
    Wealth is not measured by currency
  • ruthiejane
    ruthiejane Posts: 1,217 Forumite
    Me too - cheese and biscuits from the cafe at work set me back £2 when I had afternoon munchies today. Really looking forward to moving to a new office in September with no shops for miles around :)
    ilovefreegle.org - give it away don't throw it away :)
  • katzen_2
    katzen_2 Posts: 29 Forumite
    Hey everyone,
    I'm a little bit new to this money saving lark but I'm liking it so far. Really like the sound of this challenge, keep congratulating myself for coming under budget on my food but recently realised that this could be a whole lot more under if I stopped unnecessaries too.
    I have two big problems: 1) When I'm watching my spending I feel like I can 'treat' myself with little things, like a bag of crisps or a bought coffee, which I would never have done before. Anyone got a good way to 'treat' myself for free and without the calories?
    2) Also related to snacking, I get a ravenous appetite at certain times of the month, which makes me buy crisps and chocolate. Anyone got any ideas of good little snacks that are also cheaper, filling & will stop me popping to the shop/vending machine?

    Thanks xxx
    Starting early before it all gets out of control!

    Debts: Student Overdraft 2,080 April 07/1,780 May 07
    Student Loan over 10,000

    Savings Targets: ISA 3,000 by end 08

    June GC: target 80;
    Week 1: 15.79 (64.21)
    Week 2: 19.26 (44.95)
    Week 3: 15.26 (29.69)
    Week 4: 13.47 (16.22)
    week 5: 17.41 - wine = 14.43 (1.79) :j
  • I just logged in to start writing my diary entry for today and I CANNOT BELIEVE I have missed this!!!!!!!!!!

    Get the F&*% in!!! For want of a FAR less vulgar phrase!!!! :o

    Best... Idea... Ever... :D :j :D :j :D :j :D

    And I only read Post #1 before jumping up, fishing out 2 x £2 coins, fastidiously placing them on the bench in a pile (where the next 5 will be for next week) and I've decided that this is all I will ever leave the house with on a weekday morning in my pocket... 1 £2 coin...

    I am copying lock, stock and barrel from CAFCGirl, (I cannot believe how much that 'going into the bank' thing resonates with me!!) with one exception, as I walk in the flat after work, my change from the £2 coin goes in my loose change tin, even if it's a £2 coin, which is on said bench, next to the pile of coins... A "Saving Cycle"... Heheheh... My tin will also still get every other 1p, 2p, 5p, and 10p I aquire along the way, regardless... I now expect that bad-boy to increase so fast it makes my head spin!!!!

    The first post said it all for me... We are strange, strange creatures really... When all is said and done...

    Oh, and WOOHOO!!!!!!!! :T
    Total Debt at LBM 30/05/2007: £28,720... I... Am... Calm...

    Trying to repay my biggest debt first... the one to you lot!! :A

    543... It seems I AM just a number... despite my protestations to the contrary!! ;)

    Resolutions: 1, no food from 'Convenience' places during the day. 2, No Phone bill over £35 limit... EVER. 3, Fess up to Dad (Achieved). 4, No More Digressing! 5, Put expenses in regularly. (Achieved). 6, From now, I only pay cash. (Achieved). 7, Claim back my bank charges!
    Unnecessary Challenge Week 2: £2.11/£10.00... kinda
    "Proud to be dealing with my debt!"... And going insane while I'm at it, clearly!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Panicking!

    That had me laughing on my chair and has cheered me up no end!

    Welcome to the challenge. Given that you yourself, seem a little.............. excitable, I think you'll fit right in!

    Work for me today and then day off tomorrow. I'm so glad since I feel absolutely rough as hell! I'm hoping its just a morning thing, but now have to face a giant delivery at work, with what I can only describe as the most hygenically challenge delivery driver ever!

    C'est la vie!
    In spending some money yesterday (£1.99) I had to break into a £20 which was money the bf owed me that I got at the weekend, andasked for as much of my change as possible into £2 coins. So think I might join Panicking there and only let myself have one of those pretty little coins for company today. Got some expenses to claim back from work as well.

    Hope everyone has a good day, I'm off to finish getting ready!
    Wealth is not measured by currency
  • PanickingHARD
    PanickingHARD Posts: 100 Forumite
    CAFCGirl wrote: »
    Welcome to the challenge. Given that you yourself, seem a little.............. excitable, I think you'll fit right in!

    Excitable is one way of putting it... Though I've heard others... :D:D

    And good luck with the smelly driver... Nothing worse than bad personal hygene... No excuse for not washing, in my humble... *shivers at the thought*... I'm a two showers (and often a bath) a day guy... the thought turns my stomach!

    Spent £0.70 this morning on 2 apples... Had no time for breakfast as I slept in a bit, and MAN was I hungry... Somehow, 2 apples @ 70p, seems FAR better than my usual in these circumstances of a Sausage Ciabatta @ £2.75... Sig updated... Oh, and I back dated it to Monday, as for the first time in my life, I can actually remember what I spent that long ago!! :D

    Anyhow... morning all... Have a tip-top day!
    Total Debt at LBM 30/05/2007: £28,720... I... Am... Calm...

    Trying to repay my biggest debt first... the one to you lot!! :A

    543... It seems I AM just a number... despite my protestations to the contrary!! ;)

    Resolutions: 1, no food from 'Convenience' places during the day. 2, No Phone bill over £35 limit... EVER. 3, Fess up to Dad (Achieved). 4, No More Digressing! 5, Put expenses in regularly. (Achieved). 6, From now, I only pay cash. (Achieved). 7, Claim back my bank charges!
    Unnecessary Challenge Week 2: £2.11/£10.00... kinda
    "Proud to be dealing with my debt!"... And going insane while I'm at it, clearly!
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