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The Remember Remember NSD November Challenge

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  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NSD number 8 declaring for today x
    November NSD's - 7
  • beanielou wrote: »
    Sorry that made me laugh.
    My boy is too old be be much of a hunter now TBH and I dont miss the presents he used to bring~at all:rotfl:

    It's ok to laugh!The truth is that I was sitting in the bedroom (she didn't see me) and watched her drag it in.I could have intervened before,but I was curious to see what she had planned.

    Another classic was that she and her litter often slept out in the barn.We made a bed for them out of an old tin bath.We had 6 cats in all and often all 6 curled up in there,lying on lots of soft,folded up blankets to made it cosy.And one or two dead rabbits when Mum had been out on the hunt.I kid you not...


    Yup, I've been enjoying them too!:D

    I will say that, thankfully, 14 isn't the norm (usually around 1/2 a dozen) ..... this time of year is a nightmare with him though as being in the countryside there's loads around just now :eek::eek: - I can't help but laugh tho' as they are always lined up in a perfect neat little row!:rotfl:

    Just curious-are they whole?
  • Popping in to declare NSD 7!!! That's a whole week of NSD's!
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Popping in to declare NSD 7!!! That's a whole week of NSD's!

    Thats amazing :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Just curious-are they whole?

    :rotfl:The ones that make it back to the house are ......... probably enough said!:rotfl:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
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    Debt free & determined to stay that way!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Thanks IF:D



    Yup, I've been enjoying them too!:D

    I will say that, thankfully, 14 isn't the norm (usually around 1/2 a dozen) ..... this time of year is a nightmare with him though as being in the countryside there's loads around just now :eek::eek: - I can't help but laugh tho' as they are always lined up in a perfect neat little row!:rotfl:


    And I thought my cats had OCD tendencies!
    One life - your life - live it!
  • beanielou wrote: »
    Thats amazing :j

    Thanks. My target is 15 in total and i am planning (or hoping at least) to be able to do them all in a row. As long as i don't have to spend anything till Monday 19th i'll do it.
  • Evening everyone

    Well finally declaring my first 2 NSD's of the month, for Weds 7th and Fri 9th. Was hoping to have one on Thurs too, but had to pay parking at the hospital and £5 for a scan picture. :eek: which i would have counted as essential but because i had spent i picked up some other bits i needed so i could make Fri a NSD. :D

    Havent been around for a bit so am off now to read the last 5 pages.
    SPC 18 Target £200 /
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Evening my no spendy chums :hello:

    Got my 6th NSD

    Thank you
    IF…x
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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