Starting afresh- Pencakes DFD v2!

Uniscots97

Try and get your radiator fixed as soon as possible pencakes, you don't want to end up ill .

pencakes26

Finally updated my signature. I'm only £3 less in debt that I was last month!:mad:

I've had to miss a payment (planned with the bank so no fee charged etc) on my loan and I've had to use my lowest apr cc to pay for some of my moving costs, which isnt what I needed but I've still overpaid on my other ccs where the interest is high so I suppose thats ok.. Roll on 28th November where I get a normal paycheck and I can get back to normality!

After christmas Im definitely going to start PADing again, I found it really motivational watching the numbers go down. It also stopped me spending money on little things I didnt need because I wanted to save the money for a PAD!

I had a lovely fry up this morning! The staff restaurant is subsidised so it only cost me about £3! :DI forgot to have dinner last night as I was busy so I dont feel too guilty about the naughtiness!

Date 2 is fast approaching, only 5 hours to go! Ive got butterflies already! :heart2:

pencakes26

unixgirluk wrote: »

Try and get your radiator fixed as soon as possible pencakes, you don't want to end up ill .

It wasnt too bad last night, I remebered to wear socks and put a blanket on the bed! I do need to get it sorted though, I am paying for heating I might as well use it!

choppy34

Hi Pencakes

Just popping by to say Hi!

Congrats on the new job, house and man!!!!

Choppy

pencakes26

choppy34 wrote: »

Hi Pencakes

Just popping by to say Hi!

Congrats on the new job, house and man!!!!

Choppy

Hi Choppy!

Thanks! Its all changing in my life at the mo!:rotfl:

pencakes26

Today is going to be a funny day methinks.

I just cant quite get my head together. I didn't sleep very well last night as I was worrying about things that really, logically, I know are fine. But I've worked myself up now and I cant concentrate! Any tips on how calm myself down?!

Annoyed at myself for increasing my debt last month but I know I didn't have much choice. I'd like to try and up my income a bit to make up the payments because I'd really like to bring my DFD forward. According to my little spreadsheet, I'll DF in Nov next year:eek:, but I'd love to bring that forward (as per the original plan pre break up) to July. That's 4 months worth of payments... or £2,064. I think if I split that down it works out at an extra £8 a day in overpayments. A big ask but theoretically, doable....

Uniscots97

pencakes26 wrote: »

Any tips on how calm myself down?!

Chocolate..... that's what I'm considering at the moment


:EasterBun

A satsuma doesn't have the same appeal

HeadAboveWater

How about a Terry's chocolate orange?!

pencakes26

Haha, chocolate is always the answer! Except I am trying to lose weight too

I LOVE Terry's chocolate orange, best thing about Christmas!

pencakes26

I think Ive finally worked out why I feel so uneasy at the moment....

Ive made a massive mistake with this job. I was so blinded by my old boss and his difficult ways that I ran into the first thing that was offered. Now I'm on the brink of tears because I wish I thought about this properly I definitely jumped without looking.

I suppose the only saving grace is this is a fixed term contract that ends in April. After that most people get made permenant, but it does mean I can leave then too. Ive just got to turn this around and use the next 5 months to find a job I really want.

Silly pencakes