Abbey (merged)

miss-bonkers

hi
can anyone help me!!! what address do i put on the court form for abbey, is it my local branch or is there another???

StephenJTHB

Before I filed my court papers, Abbey credited my account with a goodwill gesture of £370.00, after claiming, inc interest £810.00
I sent them a letter saying I would not accept it and wanted the £810.00 in full. ps it's still in my account.
I then used MCOL claiming £810.00 thinking Abbey would honour my letter and remove this so called (gesture) of £370.00.
Am now confused as to what to do if it goes to court, is this ok, as I have copies of letters and proof of postage.
Hope someone can help.

chops05

miss-bonkers wrote: »

hi
can anyone help me!!! what address do i put on the court form for abbey, is it my local branch or is there another???

I submitted mine to:
Abbey National plc
PO Box 297
West Yorkshire
Bradford
BD1 1BR

ss1973

I'm in the same position with MBNA. I claimed £2121, they sent a "goodwill gesture" of £870 but I declined it before they sent the cheque. They sent it anyway so I cashed it!

I've started the MCOL form filling it out but I don't know whether to include the £870 or not and do I charge the 8% interest from the first charge or work out when £870 would have been charged and work the interest out from that point onwards.

Also hoping someone can help.

jonnymagicpants

Hi Brickie,

The interest is worked out at 8% APR on each charge from the date that Shabbey nicked the cash off you to the date that you completed the Calculator. So tell them that's how you worked it out.

Hope this helps.

Beate

Stephen, call up MCOL and ask for advice. They should be able to amend the claim. Tel. 0845 601 5935
ss1973, I don't know about the interest part, but you cannot claim for money you have received so you can't include the £870.

Brickie103

jonnymagicpants wrote: »

Hi Brickie,

The interest is worked out at 8% APR on each charge from the date that Shabbey nicked the cash off you to the date that you completed the Calculator. So tell them that's how you worked it out.

Hope this helps.

Cheers!

Have put that and sent the letter off recorded today with a list of the charges and a copy of the previous letter i sent accepting the offer of £120 without prejudice and as a partial payment, and also a small letter sayinf exactly what you recommended.

Now i'll have to wait and see what happens next!

Thanks again!

Frenzy

miss-bonkers wrote: »

hi
can anyone help me!!! what address do i put on the court form for abbey, is it my local branch or is there another???

If you use This Thread for the process and the court address then it should help u loads

ss1973

Thanks Beate,

I haven't included the £870 and I've just submitted my claim only calculating the interest after taking off £870 from the charges.

Brickie103

chops05 wrote: »

I submitted mine to:
Abbey National plc
PO Box 297
West Yorkshire
Bradford
BD1 1BR

With all due respect it's actually:

Abbey National plc
Abbey National House
2 Triton Square
Regents Park
London
NW1 3AN

All contact addresses are available on the bank reclaim section of the main website.