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Abbey (merged)
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Or use consumeractiongroup.com - they have a number of spreadsheets and templates that can be saved and edited.0
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I've just received my spreadsheet from Abbey national about what charges have been taken from my account etcetera, but it has left me totally confused!
What is a 'Total Cleared Transaction Charge' and can I reclaim it?
In oct 05 I was charged £240 just for that one category and have no idea what it is! Sounds too high to be a normal charge.. any idea?
Also, Which of the following CAN I reclaime?
Total Cleared Transaction Charges
Total Unpaid Direct Debit Charges
Total Unpaid Cheque Charges
Total Unpaid Standing Order Charges
Total Unauthorised Overdraft Fees
Any help with this would be most appreciated! Thank you guys!0 -
You can claim all of the above, not sure about Total Cleared Transaction Charges though. I don't know what they are...
xDMP Mutual Support Thread Member No 19017/05/08 - Total on DMP: £10025.7007/05/14 - Total on DMP: £1666.20 DFD: July 2017!!Baby Tomos born 5th June 2009 - 6lb 5oz :jWeight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO0 -
Some of the 'cleared' ones are the charges they've taken out so I assume I can reclaim them.. but the £240 has stumped me!0
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I suggest you ask them what exactly the charge is for as it does sound unreasonable. Or have a good look through your paperwork.
DMP Mutual Support Thread Member No 19017/05/08 - Total on DMP: £10025.7007/05/14 - Total on DMP: £1666.20 DFD: July 2017!!Baby Tomos born 5th June 2009 - 6lb 5oz :jWeight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO0 -
I have just read on a different forum that a cleared transaction charge is the charge a bank made for allowing a transaction to go through even though there were not enough funds in the account. If thats the case, you can claim these back. Does that sound like what they could be?DMP Mutual Support Thread Member No 19017/05/08 - Total on DMP: £10025.7007/05/14 - Total on DMP: £1666.20 DFD: July 2017!!Baby Tomos born 5th June 2009 - 6lb 5oz :jWeight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO0
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I have just read on a different forum that a cleared transaction charge is the charge a bank made for allowing a transaction to go through even though there were not enough funds in the account. If thats the case, you can claim these back. Does that sound like what they could be?
That's exactly what they are.Originally Posted by Dr Cuckoo3
Your bank and bank card does say something about the kind of person you are: Big 4 banks=sheep;),Santander=someone who doesnt mind incompetence:p,COOP=Ethical views,a campaigner:cool:,First Direct/Coventry=someone who thinks they are better than others:o,NI Bank card when living on the mainland=Aspergers
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thank you very much for replyin, i will try this..:beer:NoYes use the calculator here:
http://www.moneysavingexpert.com/reclaim/bank-charges#calc
Once done print off several copies because you cannot save it or , highlight the text in the window, then copy (Ctrl + C) it and paste into Word.0 -
hi.
I am currently overdrawn withthe Abbey, and I have been subject to charges in the past.
If I proceed with a claim will I be able to offer they offset the abbey OD with the charges, or will they just pay up?
Regards James0
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