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Abbey (merged)

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Comments

  • sdt1986
    sdt1986 Posts: 411 Forumite
    Abbey Depress the hell out of me!

    They have caused half of my debt i despise them!
    Poverty 2012 - F**K My low wage!
  • Anyone good at maths?!

    I'm just filling out my online application and am coming to th epart where I enter the particulars using the template from this site, but, I accepted a payment of goodwill. How do I re-calculate the charges?

    Here are the exact details

    Original Figure £797.91
    Interest £ 81.91
    Gesture of goodwill payment £ 280.00

    Anyone help?

    Matt
  • Stephen_Leak
    Stephen_Leak Posts: 8,762 Forumite
    1,000 Posts Combo Breaker
    Please tell me that it wasn't offered as a "full and final settlement". If it was, you cannot continue to claim the rest.
    The acquisition of wealth is no longer the driving force in my life. :)
  • No, it was a "gesture of goodwill" and I have that in writing!
  • Stephen_Leak
    Stephen_Leak Posts: 8,762 Forumite
    1,000 Posts Combo Breaker
    Phew!

    As the goodwill payment isn't based on any individual charges, you simply deduct it from the total. I make it £797.91 charges + £ 81.91 interest - £280.00 goodwill = £599.82.

    Obviously, let the bank and court know whats happening.
    The acquisition of wealth is no longer the driving force in my life. :)
  • robwil_2
    robwil_2 Posts: 14 Forumite
    Hi

    I would really appreciate an email address for someone a bit higher up in abbey i have sent ones t inga who cant deal with my complaint as she only deals with ones that are in the middle of the legal process and i have sent one to customer services who havent bothered to respond
    Any help would be greatly appreciated
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    robwil wrote: »
    I would really appreciate an email address for someone a bit higher up in abbey i have sent ones t inga who cant deal with my complaint as she only deals with ones that are in the middle of the legal process and i have sent one to customer services who havent bothered to respond

    What stage are you in the reclaim process?
  • robwil_2
    robwil_2 Posts: 14 Forumite
    Hello

    ive sent requesting for money back left it 2 weeks no response so phoned told me 8 weeks told them 2 weeks or i will start court proceedings, still havent heard back.
  • hi.were claiming over 5k in charges over 6years,we wrote to abbey over 8 weeks ago,yesterday they offered us 515quid.i rung today to tell them it wasnt accecptable,should i start legal procedeings..
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hornydawny wrote: »
    should i start legal procedeings..

    Please see the FAQ in the Reclaim Help thread, link in my signature.
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