Somewhere over the rainbow...

Homemadehappiness

So been paid today. Almost all my money has been swallowed up in bank charges! I have £50 to last me until I get paid again next Friday :-/ and that includes diesel - argh gonna be a long week! Once baby is in bed I'm going to do some eBay listing! And also need to sort a tax return out :-/ xx

Homemadehappiness

Oh forgot to say I've started saving a pound a day. Have £3 so far (haven't put today's in yet!) xx

Homemadehappiness

Today I am having an absolute nightmare! I didn't get paid a full weeks wage on Friday due to being off over christmas and not getting any holiday pay. the majority of my money got swallowed up in overdraft fees then I withdrew what was left which was £50 (to last me until Friday) I put £20 in the car and spent £22 on the weekly food shop the remainder I used to get my mums birthday card and present. Then I decide to have a look through my brand spanking new money diary and see I have a bill coming out on TUESDAY for £36 - I am so mad at myself for over looking this - I really thought I had nothing coming out until Friday! So now I have 2 days to find £36 - argh! I know its not a lot but when you havent got a penny it might aswell be hundreds! What a life hey! x

Homemadehappiness

So after a pretty depressing day and a good chat with a family member - they very kindly lent me the £36 needed to cover the bill - what a horrible thing i needed to do tho i have budgeted and can pay it back on Friday. It just feels so sad

Me and hubs have been ebaying today - im trying to list 10 items a day and all money will go towards paying our god awful overdraft off! thinking of doing it in £100 installments?

Anyway off to sort my spreadsheets out! xx

Enchanted21

Oh sweetie...... Take a deep breath.

I can't imagine how you are feeling right now. I might soon though x

I'm pleased that someone was able to lend a hand. Maybe you will be in a position to help them with something further along the Yellow Brick Road? Not necessarily in monetary terms, but something else x

Hope the next few days go ok for you, wishing you the best :-)

I'm hoping to get to sleep soon as I'm back at the Emerald City tomorrow after 2 weeks away..... Go figure, as soon as I need to sleep I can't ....lol x

Enchanted Xx

Homemadehappiness

Thanks for the reply Enchanted

I should be sleeping too but as per usual I can't I've completed my spreadsheets anyway so feeling much better about that and tommorow I'm going to fill my calendar in.

Will post properly tommorow but for now I'm off to count sheep! Zzzzzz x

Homemadehappiness

Still struggling to get on top of things, had to make a couple of phone calls to dif companies to explain my situation. Anyway the good news is that I get paid next week (properly) and my husband gets his first pay too! We have also received a letter from our PPI and they have agreed to help may some mortgage for when my hubs was unemployed and we have now offically handed our daughters nursery notice in so that will save us some pennies and we have been selling on ebay and due to the sale of one significant item we have managed to make nearly £150 so far this month so we need to keep up with that. We are literally doing everything we possibly can now and I have found lots of thrifty blogs that I have been reading and getting ideas from!

I really need to try and post on here every night, even if its just nonsense rambling - it does help me to keep focussed! xxx

Scuff

Look forward to having you back every night missus

Homemadehappiness

Thanks scuff

Sent some eBay parcels today but made a whoopsie on the postage and packaging so lost out! Arghh!

Anyway I paid £12 to my friend from work today as she picked me a duvet up for bubs. Need to put some money from sales in the bank but its so hard as it means a trip into town which I nearly never do!

Still desperate to make some extra money - think I will have a nosey over at up your income? Xx

Homemadehappiness

mmmm no luck with the up your income. I currently work full time and im considering getting a part time job? would that just be crazy? ive stopped my zumba classes for the time being saving me £4 a week and also cancelled my eye brow appointment saving me £4.50 - my only worry is is that i willl eventually eliminate everything from my life lol i guess i just need to keep reminding myself that this is all temporary and if i can live a frugal life for even one year it will make all the rest better and more enjoyable! xx