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Making chicken feed of my mortgage

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  • Thanks Natty and BW. I'm "in the zone" wrt weight loss and fitness... long may it continue!

    A very successful shopping day today - I came home with £139.67 worth of stuff but only spent 55p in real money :D:D

    Morrisons: 35p cash on 2 crusty rolls for lunch
    Boots: £5.74 on lip cream and antiseptic spray but paid with points (£15.74 left on card)
    M&S clothing: returned £35 top that I bought in November and hadn't worn, spent £18 on hosiery = £17 refunded to CC
    M&S food: £12.58 spent on Thai-style fishcakes, stirfry veg, milk, a lemon and a lime but paid with giftcard received at Christmas (£7.42 left on card)
    John Lewis: £103 spent on 3 x Aveda skincare for me + Origins shave cream for Mr MWC but paid with £105 gift vouchers received at Christmas = £2 cash change
    Car park: £2.20 paid with change from JL vouchers + 20p cash

    We deviated from the menu plan this evening by having fishcakes and stirfry. As there will only be 3 for lunch tomorrow (instead of the 5 I was expecting) I've moved this evening's original meal to tomorrow and will stretch it to feed 3. The ingredients for the beef, ale & chestnut stew will remain in the freezer/cupboard for another day :)

    Only 1 egg today (Miss B)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Oooh I love shopping with without money! Sounds like you have had a lovely time :)
    Slow progress is better than no progress.
  • Good morning

    This week (including today) I have:

    - had 4 NSDs :T
    - spent £44.67 real money (including £43.12 on petrol that will last me until the middle of the month) :money:
    - not used any of the £92.50 worth of nectar points that are this month's grocery budget
    - sold 1 box of eggs (The Girl's are £1.25 closer to their new roof)

    And I've had a shiny sink every day this year :D

    I am off to France this afternoon on a business trip - back Tuesday evening - so before 4 o'clock I need to:

    - clean out The Girls
    - iron clothes
    - pack bag
    - pack the magazines I bought for my US trip and didn't read thereby avoiding unnecessary spending
    - supervise Mr MWC putting Christmas stuff back in loft
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Quick post to record that Mr MWC is fully onboard with Frugal January - if not, he's doing a really good job of humouring me :rotfl:

    True test will be when he goes to Sainsburys on Tuesday with a shopping list and the nectar card :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • List nearly complete (just a trip up into the loft required)

    Mr MWC and I went for a 1-hour walk this morning :)

    2 eggs today - 1 white one from Miss B and one brown one from Miss Q, both egg-shaped ;)

    Lamb with squash and cavelo nero for lunch (BBC Saturday Kitchen recipe from last week) - very tasty :D We'd bought the matched wine as it was on offer in Sainburys and it worked well :cool:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • mmmmmmmmmmm lamb sound delish!!!
    well done on the weight loss.... whats your secret???
    Also loving the 55p real money spend!!!!xx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Well done on the weight loss and the low spending.

    Hope the trip goes well.

    MCI
    x
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Hello from a grotty (but probably quite pricey) hotel room in France :wave:

    On the brightside, I'm not paying, it has free wifi and I've finished work for the day!

    No secrets wrt weight loss MC - smaller portions, fewer snacks, more exercise and it's easier to lose a few pounds quickly at the beginning if you have a lot to lose (and I do :o)

    I need to be good today and tomorrow as it's official weigh-day on Wednesday. I had a weird casseroled rice dish with squid for lunch followed by fruit salad. Dinner will be a soreen cereal bar and an apple - my diet is more important than having a blow-out on the company CC!

    I wonder how many eggs there are today :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I've eaten the cereal bar, apple + 4 polos and my stomach is still rumbling - is it too early to go to bed? :rotfl:

    I've requested a payment of £47.32 from TCB :T
    Erroneously I've left both current accounts a little short of cash this month what with OPs at the end of December and at the beginning of January, and transfers to the savings (I thought that it was this month and next that I didn't have to pay council tax :doh:) so this money will be needed for an 18th birthday gift
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I've phoned Mr MWC... 2 eggs today, 1 white (Miss B), 1 brown (Miss Q), both egg-shaped :D

    I've had to eat the bag of dried mango that I keep for in my hand bag for emergencies - only 10 hours until breakfast :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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