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Making chicken feed of my mortgage

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Comments

  • Habibiboo wrote: »
    :wave:

    Well done MWC, bit grot having performance review as soon as you're back but sounds like you aced it!

    Shame about the headache though, make sure you drink plenty of water at work!

    Hugs!

    Thanks Hbbb

    Actual review meeting was a bit weird... it would have been over in about 30 seconds but I managed to drag it out for about half an hour :rotfl:

    I definitely don't drink enough water :naughty: and had another headache today. I shall try harder but will probably have to add it as a March resolution!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations on the great performance review! Yuck to the headache tho - I'm definitely one that needs a lot of water, so I *know* that feeling, its horrible.

    Loving the egg count, by the way :)
    2023: the year I get to buy a car
  • Just testing - I've finally added a signature!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hi MWC. :wave:

    Saw you on my diary and thought I'd pop over to yours. Sorry to hear about the headaches. As the others say, drink water, and also get extra sleep, and if you work at a computer get a chair at the right height so you don't get too much tension in your neck muscles. Hope your head is ache-free soon. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Thanks for the tips Lois. It's been ages since I had a workstation assessment so I will check that everything is still in the right place!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Watty1
    Watty1 Posts: 7,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nice on the new signature....lovely to see progress like that.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    One of our managers used to have a great OOO message reading something along the lines of 'your email won't be read, resend with the title 'IMPORTANT' if you need something done' :)

    On a similar note, one of mine had 'If your email is important, please contact X. If it isn't important, please pause and ask yourself why you sent it to me in the first place' :D
  • Lomcevak wrote: »
    On a similar note, one of mine had 'If your email is important, please contact X. If it isn't important, please pause and ask yourself why you sent it to me in the first place' :D

    :rotfl:
    I'm not important enough to get away with that one unfortunately!
    Thanks for the tips Lois. It's been ages since I had a workstation assessment so I will check that everything is still in the right place!

    My screen is now sitting on a textbook :)
    Watty1 wrote: »
    Nice on the new signature....lovely to see progress like that.

    Thanks Watty
    We now own half of our house :T
    We're just waiting to find out how much the house 3 doors down sold for in December. I think it was on the market for £260,000 and apparently there was a bidding war! This should be the first house in our row that has sold for more than the stamp duty threshold since we bought in 2008.
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Hi MWC,

    I was a little disappointed when the house next to mine sold for less than I owe on my mortgage, and their house has an attic bedroom, a nicer kitchen and a gorgeous bathroom.

    I'm sure I'm in neg eq!:mad:

    however, there's talk of re-opening the old railway line from Colne to Skipton and if that happens, there'll be a direct rail link into Leeds which will hopefully increase my house value as it'll only take about an hour which makes us commuter belt!!!

    Here's hoping....but the wheels turn SO slowly.:mad:

    T;)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Hi Thistle

    That is disappointing :(

    We paid £260,000 for our house in 2008 (was on the market for £275,000), house prices then crashed and a year later one of the neighbouring houses sold for <£228,000 :eek: Prices have been slowly rising but struggling to get over £250,000.

    Luckily we were never in negative equity because we made loads of money on our previous house :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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