Ultimate Challenge. 457 days / £16600!!!

NinjaSavingKat

So the bike people haven't called me - very annoying. I hate using their replacement bike as I am ultimately responsibly for it and it has no alarm and I own no chain/lock etc. Very annoyed!

So do I go to the cinema tonight and risk leaving the bike on its own for 9 hours :p:pwhile I watch The Hobbit or stay home on my own on the one Saturday I have off from work and watch some movie's that look promising on the TV?..while investigating the even cooler Microsoft Office planners I found..?

Hmmmmmm a quandary if ever there was one! I shall have a weird concoction of food first..sliced and diced herby potatoes with a massive 3 egg omelette with onions and baby peppers..although I has a starter of ice-cream and chocolate powder on top....:T:T:T

Oh okay....more ice cream then.... especially since I have no Advent calendar chocolate to look forward to tomorrow..WHOOPSIE!!!!

Happytogetdebtfree

Haha bless you and your advent calander stay home its cheaper lol your concoction meal sounds good lol icecream full stop i s good! However i am doing damage limitation 10 days of healthy eating for some over indulgance on xmas day lol lol x

NinjaSavingKat

I just had another bowl. Cinema is paid for already...:T:T:T

scattymam1

Oo I'd not risk it, could u not explain to the manager at the cinema and ask them to keep it for you, like in their staff room/storage area!?

Feeling very proud of myself...been putting it off for a while but I sent an email about rebanding my council tax. We are b and every other house on the street is a, so hoping to be rebanded and back dated, which could be 500/600 pounds so since reading this thread I have finally done it. I also need to transfer my debts to a 0% card very soon and change energy bills to direct debit instead of quarterly bills. It's been a nsd today too. Car insurance can be massively reduced at renewal time too. Just got a 10 high street voucher from a survey site too so gonna use that to get me Christmas hair dye from super drug, haha, go me.

Sitting making a cushion for my dad for Christmas which says grandad...a grandad has silver in his hair and gold in his heart...and it's not cost anything to make as I had the supplies already. Wrap it cellophane and he'll think I bought it ;-) hope everyone's having a good weekend

NinjaSavingKat

scattymam1 wrote: »

Oo I'd not risk it, could u not explain to the manager at the cinema and ask them to keep it for you, like in their staff room/storage area!?

:T Its a motorbike!

Happytogetdebtfree

Is there any other way to cinema that would involve not using bike x

NinjaSavingKat

Yup I just remembered that since I bought a rail card for the week it covers the journey to the cinema and I get to walk a two mile round trip to make up my exercise for the day! Shall do that I think..

Happytogetdebtfree

Have fun let us know how it goes I fancy seeing it :-) xx

liltdiddylilt

Evening lovely ladies

My head was fine this morning. The joys of being a lightweight; I get my hangovers as I am drinking. Effective as I immediately ditch the alcohol in favour of lots of water, take a couple of tablets & am usually sober before bedtime & wake up chirpy as anything!

NSD for me today :D I was planning on getting in the bath tonight finally instead of a shower as the boiler men spent 3 hours fixing it and replacing 2 parts yesterday.... buttttttttt it's still broken.. no hot water, just lukewarm & I cannot be bothered with that. I wanted to turn into a prune and read a book!!

Moved some money across into my savings today after I worked out how much of my overtime money had contributed towards Christmas clothes etc. I then moved a bit more after getting my mums Christmas present for £5 instead of the £19.99 the renewal would have cost me on the 21st this month. VERY PLEASED!!!! Never pays to renew with these magazine subscription companies!

Kat, I hope you enjoy the cinema. Yay for the railcard finally being able to be used on a weekend AND for getting your exercise in!!

MissladyAnnie - I basically work from payday to payday with my budget (it only varies when I get paid a maximum of 2 days early due to the weekend) so no matter when the tax credits come in I always stash them away until payday to make sure my figures all add up. I'd get into serious trouble on my maternity pay if I didn't make sure the tax creds etc were there to top it up! The goal is to pay the child benefit into a savings account for DD but right now it is genuinely needed in order to cover nappies/baby clothes etc!!

Happytogetdebtfree

I am very much looking forward to payday. I am very pleased with mine and oh's minimal spending. For the first time in January I will have a dedicated pot for monthly needs set at same rate each month. I'm looking forward to seeing my forward planning in action :-) yay. Work tomorrow ah the joys :-) x