Single DFW

Loopylou1

falldown7timesgetup8 wrote: »

Happy Payday everyone!!!

Ive done it!!! Ive just paid off a debt by Xmas...whoop whoop!! Bye Bye Credit card #2!!!:xmastree:


So - Two debts paid off, and one more to go! Yayyyyyy!!!!!!

:T:T:T

WELL DONE!!!!!

I er....am on hold :mad::mad:..... apparently tea and laptops don't mix... hence my absence recently at my friends at the moment and needed my fix....

I am however almost done on my xmas pressies.. £20 budget for 1st tier family (mum,dad,brother,sis)....£10 (little cousins) and i've got a stonking solution for friends who have kiddies and who by me gifts.... £3 DVD's from tescos and the cadburys chocolate selection £1.50 :-)

FattyBettyBoo

The problem with getting so excited about paying CCs on payday is that sometimes (like right now) I get too excited and pay off too much, leaving not enough cash for the rest of the month lol.

I really wanted to pay off all of the chunk of my Halifax card that would stop being 0% this month ... so crunched a few figures and worked out it was affordable. Completely forgetting a lot of things I need cash for this month! All my spending goes on my M&S CC so that I get points and I pay it off in full every month ... but of course some things can only be paid in cash, and this month I forgot about the TV licence DD (quarterly), the deposit for my work xmas do and that my pony needs the horsey dentist.

It's a long month when you're counting the days until payday on the 2nd!!!

Muhren

I'm glad to see that everyone seems to be doing so, I on the other hand am not.

I think I really have hit rock bottom this time as I have been gambling again and have made my debts a whole lot worse. I don't really know what I am expecting from coming on here but I find it easier to "talk" about things on here. It got so bad that I couldn't see any way out so took some pills a week ago on Sundayand ended up in hospital. I was in intensive care and came out last Tuesday, I feel pysically fine now but I am shot to bits mentally. I know this is not the right place to be posting this but everyone has been really helpful on here I thought I would post.

rising_from_the_ashes

Ohhhh Muhren (((hugs))) sorry to hear things have been so tough ..... I'm afraid I don't feel adequately "qualified" to offer advice but I do understand the lows (my BFF is bi-polar) - please, please take all the help offered .... both for the gambling and the thoughts of hurting yourself. Wishing you all the best for your recovery

rising_from_the_ashes

FattyBettyBoo wrote: »

The problem with getting so excited about paying CCs on payday is that sometimes (like right now) I get too excited and pay off too much, leaving not enough cash for the rest of the month lol.

I really wanted to pay off all of the chunk of my Halifax card that would stop being 0% this month ... so crunched a few figures and worked out it was affordable. Completely forgetting a lot of things I need cash for this month! All my spending goes on my M&S CC so that I get points and I pay it off in full every month ...

*sigh* that's my usual trick!

Devi

Muhren - I hope you are feeling better.

Muhren

I feel a bit better about things today but know that I have some big changes to make in my life. I have moved back home and given all my cards to my dad and put blocks to gambling sites on my dads computer and my laptop.

I have been to the last 3 GA meetings and not had a bet in 2 days so taking the first small steps.

Going to rent my house out which will enable me to throw every penny I have at clearing my debt and will be using this board for guidance and inspiration. Hopefully this time next year I will be in a much better situation.

Devi

I am glad you are taking positive steps to get your debt, and your life back on track.

falldown7timesgetup8

Sending you some love and hugs Muhren - please keep talking to us, there is a light at the end of the tunnel, i promise xx
Sad to say i thought id finaly met a decent man, but its turned out i was wrong, plugging away on the debt busting though...how is everyone? Are we all set for xmas? x

antonic

Well I am glad to say this is my last xmas in debt I am so pleased after spending the last 7 years being poor.