5 years MFW - Lets get cracking...

nattypants

Happy New Year HDK:D hope you had a lovely day and all the very best for 2013:T

HelenDaveKids

thanks Np, and the same to you!

Have my new year resolutions;
* Reduce my morgage by at least £25K
*Reduce my body by 2 dress sizes
*To complete my OU Module by committing a minimum of 7 hours a wk with no excuses allowed.
*To ebay list at least 50 items a month or cummulative of 600 throughout the year. (relisting allowed).
*To sell at least 100 items in year.
*To Max ad points each week
*To save paypal, TCB and nectar points towards Christmas 2013 and for it to be a significant percentage of what is spent
*To save sealed pot towards Christmas 2013
*To save £2k for EF
*To ensure every opportunity to save is utilised in terms of insurance, utilities etc
*To ensure once a month we do something special as a family, whether its a day out or friends for tea.
*£500 a month Grocery allowance

I'll be honest, the study promise will be the hardest.... I just can't bear it.

So far....

Have just listed 100 items of ebay:), have eaten a 5th of a box of thorntons:( batched cooked so already have tomorrows dinner:) Haven't studied since way before christmas friends interested in TCB so sent them my link have had panto, meals with friends and family and watched lots of films together as a family this week:)

gallygirl

Crikey Helen, that's some list. Good luck (I think you will need it!!!!)

HelenDaveKids

Thanks GG. Aim High thats my moto.

This is sad, but now doing my monthly ebay nightmare week update... 1 bid. 7 watchers.

HelenDaveKids

Ebay now have 2 bidded items and a few more watchers.

Did some more lap top searching and have ordered one from dell, found through looking through the different forums and also found 10% off code there too. Plus went through TCB. Will "borrow" money from savings as have nothing left.

Cashed in 2 endowments too, need DH present so he can confirm happy to cash in on phone and can take up to 14 days so did now ready for Feb. Have agreed with DH to keep back 2k in a no touching as belongs to morgage proviso in savings (EF) account until our own reserves are back up.

Christmas tree and decs back in loft. Cards cut up for next years present tags.

Ad points maxed.

chocoholic_chick

Wow thats an impressive list HDK, puts my little list to shame! I hope you achieve all your goals in 2013

Tilly_MFW_in_6_YRS

Wow Helen, that's a pretty impressive list. Good luck with all your plans.

Tilly x

HelenDaveKids

Currently eating choc brazils so the weight one may be quite hard too... although surely the nuts are healthy?? They are from christmas so technically are free??

Should be studying and managed just under half an hour

Have done asda online for tomorrow which is cheaty but means will be in cupboards by time i get home from work. Did buy lots of SP stuff and its about 6 mile (12 mile return) if i drove there so the delivery cost covers the petrol... sort of. Plus have 3 long days and the mere thought has me feeling tired.

nattypants

Brazil nuts are healthy nuts...the chocolate gives your endorphins, and endorphins promote wellbeing so all good HDK:T

30 minutes studying is a great start - I'm terrible at studying, I drift off into daydream mode after about 10 seconds and can never recall anything I have just read, so I am impressed

I agree with the others, your list is awesome and I think I'll pinch quite a few of your resolutions:D

Anna_Glypta

nattypants wrote: »

Brazil nuts are healthy nuts...the chocolate gives your endorphins, and endorphins promote wellbeing so all good HDK:T

Ooh thank goodness for that - I've been cleaning up all night and have so far managed to clean up the white wine and the Just Brazils!