The Road to Rio......... :)

Buffythedebtslayer

Haven't moved.

been working out my budget.

I spend a great deal of money! my lifestyle is so expensive now.Crazy.

I don't feel like I am being frugal or MSE.



I just cannot figure out how to spend less!

I guess it is a case of sorting myself out really. I SHOULD be able to pay 1000 off my debt for the next six months and get shot of the loan quickly.
I think that is the way I have to work it. pay off the debt and rent and phone, leaves me with 400 quid plus my tutoring money which varies.

I hate talking facts and figures tho!

xx

It also occurred to me since I can't account for the money now what on earth have I been spending it on for the last year?

the car..........the puppies......the guinea pigs.......the car again........Christmas......going out loads, buying stuff.......spending on instant food - takeway and meal deals.........my tefl course which I haven't touched..........the car again............Christmas again......

I do have 2000 in saving - 1500 now due to car.

xx

beanielou

1500 more than me :rotfl:

Buffythedebtslayer

Oh Beanie, I am sorry!

I reealllllllllllllllllllllllllllllllllllllllllllllllllllllllllly need to sort out my bloody spending.

going to have a bath.

yes at 2.30 in the afternoon!

so there!!!

xxx

beanielou

Enjoy the bath

Buffythedebtslayer

moved furniture round in bedroom, got a corner to sort out.

cleaned out piggies, cage works for me, not sure about them but we shall see.

Stayed up to watch Dorian Gray (2009 version) WOW what a good film! proper creepy! had me frightened to the last scene.

Also been reading this

http://frugalincornwall.blogspot.co.uk/

v interesting.

I have a ton of stuff to do tomorrow and am going away for the weekend. Feel bad about going, got so much to do!and hate leaving Mum alone, but I like this guy and want to see him:o he is part of my be happy thing, so yep running around like a nutter tomorrow

best go to sleep.

doubt I will get on here tomorrow

*yawns* I forgot to say that Mum and I are having a house reorganisation mon and tues! Too many rooms are disaster now we have reached critical mass.

so hopefully see you all soon

xxxx

Mags30

Thanks for the lovely post on my diary yesterday :A

beanielou

Have a happy weekend Buffs & dont worry about your mum.

Buffythedebtslayer

Ooo haven't been here for a while!

Happy New Year!

My weekend away was lovely. I really like this guy, really really. :o:o

I have zero money this month. For some reason my pay is lower then normal. not by much at all - £30 maybe, just weird and work e mail is not working at all. V annoying.

Any how I have no money cos I spent about £200 at the weekend, hotel, dinner, more food, sight seeing.

It was worth it.

I was thinking about starting a new diary but to be honest I am in this debt/house buying thing for a while - I have until the next Olympics to sort my life out!so I am sticking with this one...for now:)

I have joined many challenges,

1. 50p savers – I run it!

2. 20p savers club 65 (£100)

3. £2 savers number 80 (aim £250)

4. Sealed pot Challenge 159 (no target)

5. Pay off as much as you can in 2013 68 (7000)

6. Pay off all your debts by Christmas 2013 039(7000)

7. £365 challenge (£365 by Christmas 2013)

8. NSD challenge, 10 days in January


the formatting on this post has gone all weird! so I shall start a new one, hang on!

Buffythedebtslayer

That is so weird - it didn't look like that when I was typing it!

Any how tomorrow all my payments go out, so I will have a better idea of how much money I don't have.

I have spent the last two days clearing out the loft and today am shattered achy and weirdly feel v sick.

debating what to do. Finish my tea and ponder........

xxx

Buffythedebtslayer

I am doing that thing again where I spend LOADS of time on MSE convincing myself I am being productive by reading diaries and OS generally.

However the man will want to come stay when Mum is on holiday and the sheer horror at the thought of him seeing the house is vaguely overwhelming..........

so tired and achy tho! I have been up in the loft for 2 days! 7 bags out. looks no different!!

Chocolate, finish my second cup of tea. killing time......:)

xx