Enjoying the journey to becoming debt free - paying back the credit cards

fedupandskint

2 interviews completed for 1st stage of analysis and will do one more today once the tennis is over

C'mon Andy! You can do it!

fedupandskint

So pleased Andy won - what a match! All hard work pays off, well done!

Did drag myself to do 2 interview analyses today - one more to do today and that's quite enough for one day although I'm struggling to concentrate now after that match and result!

Tennis is one of my favourite sports btw ( I used to love to play when I was at school) I love to watch it all year or listen to that brilliant radio commentary that brings it alive

fedupandskint

Back to financial updates.

Inbetween analyses today worked out some more budgeting plans to bring my account back into credit over the next 2 months. Increased overdraf to stay in credit then stick like glue to my budgeting plans. Good job I'll be too super human busy finishing this dissertation over the next 5 weeks!

fedupandskint

Interview stage 1 analysis completed for number 3

4 to do tomorrow then back to work tues!

fedupandskint

1 interview done this morning, will do 2 this afternoon and last one this evening to get that 1st stage completed.

1 week into a no clothes spend month - good work girl!
NSD going well
Food budget updated - going ok
Petrol spends on track
All budgets up to date

Feeling the determination to stay on track and the work that's required to get my account back in credit at the end of the month out of that overdraft.

Next set of financial goals
Stay within overdraft limit this month
Get the overdraft right down some more next month
Stay in credit by end Sept
Pay more off credit cards once new minimum payments are revealed this week and I work out extra payments

fedupandskint

6/7 interviews completed 1st stage of analysis. No idea really what I'm doing but at least it's a start.

5 weeks to go till deadline day.

fedupandskint

After a busy old week at work its time for a NSD weekend, lots of study, usual long dog walks and ebay listings

Upto NSD 10 yesterday - not many pennies left at this point in the month as usual and shouls just scrape in unser overdraft limit if I've worked it out right

fedupandskint

Oh dear took a right tumble this morning. Just before I finished too, went flying and now have a massive graze on my leg, a smaller one on my knee and a really nasty massive deep gash on the other leg - good job I was almost home.

Have attempted to clean them up and get all the gravel out - looking good fir summer! Good job I'm not going anywhere this weekend and I hope they heal up soon

fedupandskint

Bank accounts checked, snowballs updated after CC statements checked. New CC repayments to sort out next
Min payment mbna £41.35
Min payment virgin £80.84
Total £122.19

Previous payments were £120, £75, £32 = £227

Leaves £104.81 to split between both cards £52.40 extra to min payments plus any ebay profits

Onwards and upwards I go towards a credit card free life

fedupandskint

12 items listed on ebay along with relistings

2 small sales this week and one item collected today

Plenty more to list tomorrow too

Time for a long dog walk then a couple of hours study - legs stinging merrily after this morning!