Enjoying the journey to becoming debt free - paying back the credit cards

fedupandskint

Feeling full of cold today - hmm no run then today, throat feeling very sore. Took the dog out for a good long walk this morning which was good and we both enjoyed it.

Decided to do my exfoliate, face mask and hair treatment this morning in case I don't get around to it later. Meal planned last night for the week ahead, updated spending diary - food coming over as per usual - still plenty in the frreezer so should scrape in I reckon on budget. Petrol on target and hoping to come in under again. Clothes no spends going well - week 2 completed.

So it's easy leftover tea tonight, plenty to do with study, sport watching and generally not a great deal more -maybe the floors if it brightens up

fedupandskint

Forgot to mention - relisted 17 items yesterday to take advantage of free listings after no sales last time. Hoping for some more funds to come to repay those pesky cards. Must take some more photos of the next pile of stuff I've got ready to go

fedupandskint

Well I did it,finally knuckled down to 4hrs of study today - remembering what many weekends were like last year in the midst of all those assignments. At last something makes more sense as the pieces start to come together - not a moment too soon I might add with 2mths to go.

Have certainly caught back up food wise feeling super hungry today and not too well at all, glad of a quiet day to recuperate. Hoping to feel better tomorrow.

NSD 6 today

fedupandskint

I ticked off another job today of cancelling my health cash back plan after I received payment confirmation for my new glasses.

Slightly tempted by a lower amount offered at just under what I'm planning to save myself. Managed to stick to my resolve and cancelled.

Next cost to reduce is mobile cost - will ring and see if there any options to lower costs. Have updated my incredibly helpful notebook I started last year titled 'journey to becoming debt free' in which I record all my plans, actions and monthly totals and budgets. More helpful than I imagined it would be, very pleased I did this.

Have read for around 3hrs today and had about enough now. Going out with the dog for a nice long walk and assess how I feel as my throat and chest is very sore. Don't feel unwell enough to be off work tomorrow but maybe that's due to not dping much for the last 2 days and could certainly do without this burning sore throat.

Pippilongstocking

Well done on the awesome nsd's

I've a question, what kind of shoes do you run in/walk in.

I'm walking so much more these days with no garden and two mutts, but aside walking boots and wellies my footwear is quite limited.

Any thoughts.

I had been looking in the charity shops but nothing has turned up looked in the sports shop and almost died at the cost.

If you had a recommendation, but no pressure, that be ace.



Following your exploits quietly.

fedupandskint

Hey Pipster!

Running shoes from specialist running shop aftet gait analysis were £80 which matched to the total I saved up from my personal £1 into the pot every time a beauty, skincare or make up item is used up. I do this to keep me on track as I previously had a terrible skincare spending addiction which is now completely resolved and kicked into touch - but I still like to do the £1 into the pot challenge

My trainers are saucony jazz 16 which came in at least £20-£30 cheaper and more than my previous asics - love more new sauconys which are super comfy for me.

Walking shoes are cheapy hi-tecs from the outlet shop at the outlet village - not too great as they are coming apart at the seams and will be going back as they are less than 12mths old at £19.99 however they have walked many many miles as I do a minimum of 3 miles a day and at least double that at the weekend

NSD 7 today

fedupandskint

Just worked out and milestone - now reduced total credit card debt to £7500 over 3 cards. Getting there slowly however getting there on the journey which is the most important thing after all.

fedupandskint

Although I don't feel like I have got too far with the uni work I am still preparing the ground by finishing off the 2nd study book and onto the next one this week at some point. Approx 4-5hrs done today alongside yesterdays so not too bad then!

Also switched energy plan before the fix ran out at the end of the month. Turned out I can't save more by switching companies so switched plans and got back on a fix for a further 2 years and more discounts from loyalty and also money off bill rather than clubcard rewards which I've been meaning to get around to which keeps things at roughly the same amount dependent upon useage.

fedupandskint

At work today feeling really rubbish at times this afternoon - anyway at least its halfway through the week tomorrow!

Little top up shop today sticking hard to my list leaving only a few things to get at the weekend. £2 in change today gone into the pot dutifully.

Few more watches on ebay - no bids yet.

NSD 8 today - all ok

fedupandskint

Nsd 10 today - yeah!

All going well and after long and boring day at work today only half a day to go then off to placement for the afternoon.

Did manage to get that job application in so will see how that goes.

Bought birthday present using budgeted saved moneyand also food shop which came to more than expected with lots of fruit which seems to be particularly expensive this year.