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Ok then - How do I choose a S&S ISA!

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  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Check every day if you want. To be quite honest, its a longterm thing, so as long as the graph (do it daily, monthly or whatever) has an upward trend over 3-5 years you have done well.
  • stphnstevey
    stphnstevey Posts: 3,227 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I check every month (or before if I start to get an itch!). This tends to smooth things out a little
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jzi19, I check prices daily and produce graphs showing variation in price of each fund and variation in the total value of my investments. Not wise if you couldn't resist the temptation to change based on very short term changes in value - days or a few weeks.

    It's unclear whether the change since March is a long-term recovery of a temporary upwards blip in a long term bear market. Since banks, financial services, construction, property and retail are likely to see decreased profits over the next year there seems to be a good chance that in at least the UK and US there will be continued general downward trend. Maybe in more of Europe as well. Increased commodity prices could also hurt those places and emerging markets that don't produce commodities.

    This sort of thing is speculation. Nobody actually knows. Personally I don't have much invested in traditional long term UK or US funds right now and I'm not adding much to funds investing in Euro countries. Quite a bit in a SIPP and also outside any tax wrapper that's currently in the BlackRock UK Absolute Alpha fund though - mortgage deposit money and SIPP money that's being gradually moved elsewhere.
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