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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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  • akamustang
    akamustang Posts: 59 Forumite
    Thank-you FB.

    I'm definitely going to be in the red for a while as I'm currently topping-up my short-term emergency fund.

    But already enjoying sitting down with a calculator and working out how early I can finish and thus how much I'll save.
    MFiT-T3 :: Reduce mortgage to 80k (86.30%)
  • hoobydoobydoo
    hoobydoobydoo Posts: 113 Forumite
    Just updated, but no idea whether it will be yellow or green, so fingers crossed.

    Best wishes to all
    Hooby
    x
    MFiT-T2 #49 December 09 £15373, January 12 £0 target £0 by 12/12/12
    TARGET MET 11 months early - YIPPEE
    MFiT-T2 #50 August 11 £111,691.25, December 12 £96,699.20 target £99,999 by 12/12/12
    TARGET MET 3 months early - YIPPEE
    MFiT-T3 #49June 14 £76338.33 target £49999 by 12/12/15
  • Fluffypigs
    Fluffypigs Posts: 43 Forumite
    Part of the Furniture Combo Breaker
    Argh, I've got a cold and can't remember my mortgage login information #*¥! I'm going to have to do some guess work for this chart.
    MFiT-T3 Challenge 107
  • SusanneCape
    SusanneCape Posts: 389 Forumite
    Fluffypigs wrote: »
    Argh, I've got a cold and can't remember my mortgage login information #*¥! I'm going to have to do some guess work for this chart.

    Call your bank. I just called mine because I have not received my statement yet. ;). Must be because Feb was a short month and the bank clerks have effectively worked 2 - 3 days less :D!

    Have just updated my figures and have managed to skim off almost £4,000 since December. I am very pleased and that puts me on track so far. I am also saving at the same time and am on track with that too. These forums are amazing ...... thank you everyone.

    Happy saving/Oping,
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • SusanneCape
    SusanneCape Posts: 389 Forumite
    So much for calling the bank .................... they gave me an incorrect amount :o:o:o:o:o:o! Maybe that was not such a good idea :D.

    My balance is £121,758.17, a difference of over £150 in my favour (:beer:).

    Will resend update.

    All the best,
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • Gizmo247
    Gizmo247 Posts: 492 Forumite
    Eighth Anniversary 100 Posts Name Dropper Mortgage-free Glee!
    Made my first ever update. Not quite made the quarterly goal :-(, but it was Christmas and early days. Goal is achievable as long as I don't spend too much on home improvements.
    MFiT-T3 #149: {Q4/14} (£46,447)-->(£0) ~ +£46,447=100%
    Mortgage Free: 1st October 2014 :j
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Have updated via google docs-in the yellow :( we have paid off £1842.45-£390.55 shortfall)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    yellow is good
    I was in the red for three years
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi all

    Updated on Friday via Googledocs and its not great. Very much in the red, but its a focus for me and oh we have 2 years and 9 months to get it moving in the amber direction!!!

    Best of luck to everyone on their MFW journey
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Updates submitted for both (19 & 91).
    One is currently red and will probably be red for most of this year whilst mortgage is dispensed with.
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