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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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  • gc_bus
    gc_bus Posts: 81 Forumite
    Thanks FB - meanwhile just paid in another £100 of saving made from the past month by not going out and/or buying cheaper food/meals :-)
  • Thanks FB for all your hard work. It's exciting seeing the figures going down and having lots of people to share our journey with.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • SusanneCape
    SusanneCape Posts: 389 Forumite
    FB, YOU ROCK. We all really appreciate your hard work. George Osborne, move over. FB is the man! :T:T:T

    On target with my mortgage overpayments and my savings. They are both going in the right direction (for a change) :D:D:D:D:D!

    All the best to all of you for the next three months,
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    FB, YOU ROCK. We all really appreciate your hard work. George Osborne, move over. FB is the man! :T:T:T

    As long as they don't do a swap :eek::eek::eek::eek::eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Taranaman
    Taranaman Posts: 101 Forumite
    Part of the Furniture 100 Posts
    Sorry - a bit late (thought it was 14th for some reason - need to pop in more often). Also updated my starting figure.

    Slow start for me but expecting some windfalls next quarter
    January GC 299/300
    February GC 295/270
    March GC 92/243 then lost the plot and stopped recording for two months and went way over :eek:
    May GC 372/250 still looking for the plot
    June GC 118/250
  • Just wanted to say thanks to FB for all the work on the chart etc.

    Also, this is my first MFiT challenge, but to all fellow yellows and also any reds, always remember it's MF in 3 years, not 3 months, so stick in there guys, we'll meet our targets by the end. Can be easy to get down if you ain't in the green, but hopefully it'll come.

    Hang in there :)

    K_K
    Mortgage Paid Off 5th October 2013
    Back on with £71,000 July 2014
    Current Balance £58402
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    KK -- I was red 3 years before this months green
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    Thanks FB - so good to see the chart and all the updates (something I have been looking forward to since .......erm........December 13th? :o)

    Its nice to see that I'm in the green :j Not sure it'll stay like that throughout the 3 years but its an extra challenge to add to the list :rotfl:

    Again thanks FB!!

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • Quick update…

    Think I’ve managed to ‘fix’ the saving increasing balance issue. I’ve put a few extra columns in my holding sheet and this calculates the reduction – basically inverts the increasing savings balance, so I can put in as a reduction from your ending balance. Think that’s working.

    Also, on the previous challenge, the ‘shortfall’ column was blank if you didn’t have a shortfall, but so far for this challence, was showing as zero. Now altered to become an empty string, so that the numeric calculations at the bottom aren’t skewed by the zeros. So, this shows trix-a-belle (97) currently with the lowest shortfall £94 to be green in this first chart.

    I’ve also added in a few updated received.

    Aim for tomorrow – chart 02.

    Keep the updates coming in, even if you’ve supplied an update and your balance has changed.

    FB.
    Mortgage and debt free. Building up savings...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    So, this shows trix-a-belle (97) currently with the lowest shortfall £94 to be green in this first chart.

    Please hide the shortfall column. It offends me.

    Well, mine does anyway :rotfl:.

    Really interesting to see the results :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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