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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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  • 666paw wrote: »
    Hi Trix-a-belle

    Do you send the link out once chart has been updated?

    i'll likely post the link as i did for chart 11 & give some overall stats but will see what i can do
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 9 December 2015 at 2:10PM
    those from T3 who expressed an interest in joining T4 I have provisionally reserved your T3 challenger numbers if you want them in T4 (& pinged you the link over to the other side to sign up :) )

    if you don't want them also fine, just let me know :)
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • 666paw
    666paw Posts: 332 Forumite
    i'll likely post the link as i did for chart 11 & give some overall stats but will see what i can do

    Thanks Trix.

    For some reason I couldn't get chart 11 when I clicked the link, it only showed br chart 10. Not sure if its something to do with the ipad but then again it's most probably me.

    TVM
    666
    MFI3 T3 # 75
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    those from T3 who expressed an interest in joining T4 I have provisionally reserved your T3 challenger numbers if you want them in T4 (& pinged you the link over to the other side to sign up :) )

    if you don't want them also fine, just let me know :)

    Can you reserve my number please for T4? We are hoping to get rid of ours by the end of T4
    Thanx. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi :wave:

    Have just updated and its just sub £165k.

    Not where I wanted to be when I joined the challenge, but life and good stuff got in the way. I am now DF and thats the main thing :)

    Have a good weekend all

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My plan was to reduce my mortgage from £136938.01 to £100k. The balance today is £110079.50 which is quite a way from the target but I realised quite quickly that I hadn't worked out my plan very well and that I wouldn't make the challenge. I think I have a better target for the next 3 years with the possibility to exceed my target but it is more than I might have done had I not joined the challenge. Here's to the next 3 years!
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 12 December 2015 at 9:19PM
    Number 108 reporting in! Not been logged in here for a long time but I still lurk! Have been plodding along trying to meet my MFiT-T3 challenge though! :p

    My challange was to increase savings by 11,184 which I managed to beat by a little over £500. :j

    Its been an odd 3 years - was made redundant part of the way through and had to move out for months so emergency repairs could be done in my flat. It made most sense to do work I had been saving up to do in my flat at the same time too so my savings have been raided too!

    Well done everyone and thank you to FB and Trix (and anyone else who helped!) for running this! I'll see those carrying on in MFiT-T4 thread!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • It's the end of the MFiT3 challenge today! It has certainly gone far better than I could ever have imagined when first starting out back in 2012!

    End balance £37,607.06, and more importantly £14,390.68 ahead of mortgage neutral :D:D:D

    I was originally aiming for sub-£60k, and later sub-£40k. Mission accomplished! :)

    Well done all, and good luck to those of you planning on taking on MFiT4!
  • Not posted for ages and hope I'm not too late for the end of the challenge. I've posted my google update form this afternoon
    #146, I was aiming to reduce our mortgage from £61,724 to £40,000 but have managed to reduce it to £34,400. We've now stopped our OPs (well, cut back our OPs but don't tell Mr PP) and are focussing on savings and all the outstanding mortgage is now off-set too.

    Ok, best pop over to the new MFiT - T4 thread and register. Not sure yet what my target will be for that so need to have a think

    Thanks to all who contribute and maintain this thread, you really make a difference
    PP xx
  • Evening All,

    Completed my challenge some time ago, just popping in to say hello:hello:and congratulations to everyone who has stuck with it and made the reductions which WILL make a difference in future years.:T:T:T

    Best wishes for the festive season MFWbe's and gonna be's;);)
    Someday Soon
    Completely Debt Free 2009:j

    Completely Mortgage Free 2013:j
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