📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

Options
1125126128130131133

Comments

  • Fluffypigs wrote: »
    Hi, Sorry for the late update - I have submitted the form for the last chart. Trix will you be able to update the sheet for me?
    Thanks
    Fluffy

    Done in my sheet fluffy if you geab the link from one of my previous posts.

    Voucherman
    Will message you later when I get home re possible MFiT-T4 duties/dates/discussion
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • brizzledfw wrote: »
    Hi folks :wave:

    Appreciate that Trix will probably be gone :( (but pleased for her!) early in 2016..but is anyone up for starting a new challenge? I would really like to really get it all over and done with next time...but not sure I can keep up with the spreadie sheets.. conjuring magic from excel ain't entirely my thang.. :(
    Anyone up for it??
    xxx

    I'd love to be a newcomer into this challenge. I've been on the year challenge this year and have lurked in this one secretly waiting to join the next one. The 2015 challenge has been immensely motivating and got me to start a diary, so i'm hoping this 3 yr challenge will give extra motivation to keep things going for the long term.
    MFW: Was: £136,000.......Now: £47,736.58......
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks Trix and Voucherman

    I think the 12 December 2012 - 12 December 2015 worked well for some (it's a date of some significance for me, yeah you guessed it!;)) so it always felt like an extra incentive to kick on even when other things were competing for my cash.

    I would be very happy to go along with whatever anyone suggested in terms of actual dates. It's the principle of having a medium term goal that has always appealed.

    Thanks again both - think your spreaddie skills will def outweigh mine... ;)

    Let us know what might be possible

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • spidystrider
    spidystrider Posts: 1,246 Forumite
    Mortgage-free Glee!
    Oops, I can't believe I forgot to update last month. I remembered today because I went in to the bank and paid off the rest of my mortgage. I am now mortgage free :j

    I will go and update now and wish everyone else lots of luck paying off their mortgages :)
    Mortgage Free in 3-T2 : Started at £151,000 Nov. 2009 Mortgage Free Oct 1st 2015 :)
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Oops, I can't believe I forgot to update last month. I remembered today because I went in to the bank and paid off the rest of my mortgage. I am now mortgage free :j

    I will go and update now and wish everyone else lots of luck paying off their mortgages :)

    Congratulations! Well done! :j :j :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Oops, I can't believe I forgot to update last month. I remembered today because I went in to the bank and paid off the rest of my mortgage. I am now mortgage free :j

    I will go and update now and wish everyone else lots of luck paying off their mortgages :)


    Fab fab news!!! Well done:T
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Oops, I can't believe I forgot to update last month. I remembered today because I went in to the bank and paid off the rest of my mortgage. I am now mortgage free :j


    Great to hear of more Mortgage freedom. That must feel great. well done!

    Also, trix, voucherman, brizzle.... excited to see there is talk of a MFiT-4.
    Would defintely want to throw my hat in the ring for that :-)

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • I'd love to be a newcomer into this challenge. I've been on the year challenge this year and have lurked in this one secretly waiting to join the next one. The 2015 challenge has been immensely motivating and got me to start a diary, so i'm hoping this 3 yr challenge will give extra motivation to keep things going for the long term.


    Yes, me too. Just came across this , but would love to join the next one. You mention the 2015 challenge, will there be a 2016 challenge and if so where can i find it. Need short term goals to keep me on track for my long term goal.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes, me too. Just came across this , but would love to join the next one. You mention the 2015 challenge, will there be a 2016 challenge and if so where can i find it. Need short term goals to keep me on track for my long term goal.

    If you're after a short term challenge, you may want to lok at the MFW thread. https://forums.moneysavingexpert.com/discussion/5134963
  • Think I made a mistake on my form as my mortgage was at £53000 not £58500.....

    Thanks Trix for all you're doing with these spreadsheets. I'd also be very keen to join the MFiT-T4. Unlikely to pay it off in those 3 years but it will keep me focussed!
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.