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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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Comments

  • Penny_pauper
    Penny_pauper Posts: 176 Forumite
    Hi just updating £123853, finally able to get back to some money saving after quite a tough year of unexpected bills flying in from all over the place!
    Good luck everyone
    PP
    getting out of debt 1753/8350
  • Suffolk_lass
    Suffolk_lass Posts: 10,732 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just posted my form. I think it's going OK but things are tight this month

    Good luck everyone, and have a good Christmas
    SL
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 December 2014 at 6:45AM
    Last time out I was plodding along ... still am :)
    Lomcevak wrote: »
    very steady progress, now £165,849 so £4,499 since the last update and over £20k paid off since the start.

    Now it is £161,320 so £4,574 ticked off in the last three months and just past the £25k paid off mark. Slowly going downwards! Think i've finally caught up with where I should be too, so hopefully now green :)
  • greent
    greent Posts: 10,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No 5 declaring a balance of £12392. It might reduce by a few more £ (less than 50) before the month end, but I can't see anything happening before 12/12, so I'll declare now :) Should hopefully be in the green this time :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • norfolkdream
    norfolkdream Posts: 383 Forumite
    Ninth Anniversary 100 Posts Mortgage-free Glee!
    Nowhere near my target as haven't been able to do extra OPs this year at all.
    My balance is £18,844.12 for 12/12/14
    I think I am going to be about 8 months over but hey ho, (i'll thrash the next MFiT ;) )
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • glitterball
    glitterball Posts: 129 Forumite
    Not been on the thread for ages but I have continued to overpay. Very excited to say that my outstanding mortgage is now sub2k :) I'm a very happy mfw
  • Suffolk_lass
    Suffolk_lass Posts: 10,732 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    trix-a-belle wrote: »
    update time has come around again people, its chart 8 this month due the 12th december 2014

    just looking through fb's sheet some have already logged.....
    twiggy_34 did you mean chart 8 rather than chart 12 (which is december 2015) on your update?

    12 months left!!

    that's today!!
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • SuperSecretSquirrel
    SuperSecretSquirrel Posts: 1,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #47 reporting in with a 12/12/14 official balance of £50,407.83

    Slow progress on the mortgage recently, but savings are still growing :)

    January 1st brings with it a fresh new 10% overpayment allowance so you can expect some good progress from us in the first quarter of 2015 :D

    Merry Christmas to all MFiT3ers, see you all next year :)
  • 666paw
    666paw Posts: 332 Forumite
    Just sent my update in, hope it's not too late.

    Think I'm still in the amber but slowly getting there. :)
    MFI3 T3 # 75
  • mfwin2019
    mfwin2019 Posts: 150 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 12 December 2014 at 4:37PM
    Just going to send my update - £105663 and £1500 waiting to be repaid in the new year when I get my new 10% overpayment allowance.

    Mfwin 2019
    Declutter 2023  110/520
    Jan grocery challenge 324.44/350 25.56 spare
    Feb grocery challenge 204.45/280
    March gc 0/310

    23 minutes a day self care, decluttering, tidying or cleaning 
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