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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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  • transferred £1693 from my bank to mortgage lender-final redemption fee yesterday.

    They told me they will send me a letter within 5 working days.

    The mortgage lender will still hold name Land Registry of Scotland

    I will take letter to solicitors and they will change deeds to my name

    total cost £200+

    I'm not declaring myself MF until deeds are in my name,hopefully next week or so.

    ps. I tried logging into my online mortgage account tonight and it's closed,so things are moving
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Congrats black taxi that's fabulous news, maybe it can get resolved in time for the next update on the 12th? ;) I can't believe the next update has come round already.

    My wonderful parents have just written off the rest of their loan to me, I will only continue to save it though so that it is there to support them in the future should it ever be required
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Black Taxi that is superb! You've been such a great support to all on here, so on behalf of us all:
    birthday-dancer.gifbirthday-dancer.gifbirthday-dancer.gifbirthday-dancer.gifbirthday-dancer.gif

    graphics-congratulations-382319.gif
    birthday-dancer.gifbirthday-dancer.gifbirthday-dancer.gifbirthday-dancer.gifbirthday-dancer.gif
    Oh, and let me be the first to say - 'you're so lucky' :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • greent
    greent Posts: 10,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Huge congrats, black taxi!:T:T:T
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Many congratulations black taxi :beer:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Letter HSBC today


    Contact solicitor to remove our legal challenge over the property


    (im mortgage FREE)


    Solicitor told me 6/8 weeks for deeds in my name


    THX ALL who have stayed the course/your time will come


    EXTRA THX to FB
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • diadeb
    diadeb Posts: 91 Forumite
    Part of the Furniture Combo Breaker
    Congratulations from me too. Haven't popped by in a while so this is very good news. Well done. :beer:
    MFiT-T3 Number 61 Reduce mortgage by £50000
    Mar 13 £5660/11.32% June 13 £12513/25.03% Sept 13 £16951/33.90% Sept 14 £38391/78.78% paid off
    MFiT-T2 Number 34 Reduce mortgage by £66471
    Dec 12 100% paid off!
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Update time has come around again people, its Chart 8 this month due the 12th December 2014

    Just looking through FB's sheet some have already logged.....
    Twiggy_34 did you mean chart 8 rather than chart 12 (which is december 2015) on your update?

    12 months left!!
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Update sent as I'll be on holibobs on 12th :beer:. Thanks FB :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Twiggy_34
    Twiggy_34 Posts: 685 Forumite
    Update time has come around again people, its Chart 8 this month due the 12th December 2014

    Just looking through FB's sheet some have already logged.....
    Twiggy_34 did you mean chart 8 rather than chart 12 (which is december 2015) on your update?

    12 months left!!
    Oops, sorry! My laptop fan died (awaiting arrival of a replacement) and I had to update using my phone. I'll definitely need the remaining 12 months to meet target, thank you! lol
    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
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