The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

black_taxi_2

balance now £1693


touch & go wether I clear before 2015


tues 30th dec is my target date


g/l all

akamustang

financialbliss wrote: »

Here's a quick collection of figures for chart 07.

https://docs.google.com/spreadsheet/ccc?hl=en_GB&key=0AnhcWfGMRVgddE1iTjMwaFQ3Y3EtOS1GQ0NkUnUwdUE&single=true&gid=11&output=html

I know the colours are incorrect, and I need to check the totals too, but I'm calling it an evening as I've been up since 0530 this morning. Best I can do in the time I've had this evening. I'll address any chart sum / figure shortfalls tomorrow - honest this time.

FB.

My % to date and Upd? columns don't look right, I didn't give an update this time, also my % has dropped from 58.31% in ch6 to 11.98% in ch7.

black_taxi_2

hard to believe im 1 month away from being MF


heres my ORIGINAL post


01-11-2009, 5:22 PM Serious MoneySaving Fan






147 checking in

latest member

its great making 12/12/09 the start date

gives me time to get everything in order

emergency fund/tax

i know this is the biggest financial challenge ive faced

but im up for it

goodluck everyone

thx for your time an effort FB






keep at it everyone,your day will come

gallygirl

Wow BT that's superb :j. You would never have believed you'd do it in 3 years, let alone 2 :beer:.

black_taxi_2

5 years


2009/10
2010/11
2011/12
2012/13
2013/14

Courgette

black_taxi wrote: »

hard to believe im 1 month away from being MF


keep at it everyone,your day will come

Amazing!!!!!! :beer::beer::beer:

And thanks for the encouragement too! (Although I know it wasn't aimed at me particularly! :rotfl::rotfl::rotfl:)

black_taxi_2

used emergency fund to bring balance down to £1000


set up monthly investment/saving accounts to start jan 2015


so swapping mortgage payments for investment/saving after MF


ive never saved/invested in my life,always took out 1k/3k bank loans


when I was 47, 5 years ago,deciding to be MF,best financial decision I ever made.


now I have a chance to build a nest egg,wont be rich,but comfortable.


also with spare disposable income now,i can spend without taking on any debt.cafe,restaurants,short city breaks/holiday


g/l all


your time will come

black_taxi_2

I now have the final figure to clear my mortgage £1693

My solicitor will examine the title deeds

draw up a disposition, a legal document that transfers ownership of the property to myself,Land Registry of Scotland

cost £250

Gizmo247

BT: Well done!

But why is the clearance figure so different from the £1000 in your previous. If it is an administrative payment then it sounds too large to be legal.

black_taxi_2

I have money in bank,not paid it down


so £1000 + £693 = £1693


so balance s still £1693 mortgage