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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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Comments

  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    mortgage free, mortgage free, OMG I'm mortgage free

    Congratulations Glitterball!!
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • mortgage free, mortgage free, OMG I'm mortgage free

    Congratulations, well done. You are in an enviable position and belong to the world's 0.000001% who are mortgage free. Brilliant achievement! :beer:
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • Thank you one and all, I'm so excited. Every year the two free council tax months I add to my regular overpayment and this month cleared the balance. It can be done people dig in and good luck, the feeling is amazing and well worth working for xx
  • I have an exciting couple of days - I move out tomorrow, and move into my new home on Tuesday :-).

    Tomorrow night I'll have two mortgages overnight (eek!), but then it'll be just me and my mortgage-free dreams and plans with my divorce finalised and the rest of my life to look forward to. I'm wondering if I can start overpaying tomorrow, before the move, as the lender advances the funds the day before completion - I could be ahead of the game!

    Good to be back with you all, folks :-D
    Mortgage Free thanks to ill-health retirement
  • :j:j:jCongratulations glitterball!! :j:j:j

    Good luck trying to be good!! :D:D:D

    Exciting news on the board already then!! ;) Nothing exciting for me to report - no op's made yet this year, far too much going on to be honest, but I am hoping to make the first (scarily small!!:o) contribution to this years target at the end of this month :whistle: ;)

    Good luck everyone! :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • greent
    greent Posts: 10,803 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you one and all, I'm so excited. Every year the two free council tax months I add to my regular overpayment and this month cleared the balance. It can be done people dig in and good luck, the feeling is amazing and well worth working for xx


    Congratulations!!!:beer::beer:
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • I didn't give an update for chart 8, but for some reason my balance got rolled back to what is was on chart 4, rather than being brought forward from chart 7.

    Anyway, I've submitted my update for chart 9. It's taken me from green to yellow, but I'm not too worried as thanks to a re-mortgage last year I'm currently earning more money in the bank than I'm paying interest.
    MFiT-T3 :: Reduce mortgage to 80k (86.30%)
  • mfwin2019
    mfwin2019 Posts: 150 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi

    No 20 just updated on form for March - balance is £100761 - should go sub £100k next month - very excited!!

    Have been transfering accross any little amounts that have come my way this year & I am amazed at what a differnce it has made to my repayments - of course no council tax for 2 months has helped as well. Hopefully should be able to meet my tartget of £90k by the end of the year.

    I don't post very often but do enjoy browsing through peoples diaries so thanks to you all for keeping me going.
    Declutter 2023  110/520
    Jan grocery challenge 324.44/350 25.56 spare
    Feb grocery challenge 204.45/280
    March gc 0/310

    23 minutes a day self care, decluttering, tidying or cleaning 
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Has anyone actually heard anything from FB? Not been online since 15/12/2014.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • ElusiveLucy
    ElusiveLucy Posts: 686 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Think our thread may have died ;(
    What goes around comes around.....I hope!
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