Freedom At 50!

southerndave

Thanks for replies. Wish I had 'discovered' all this alternative money advice years ago. Even when we got married, applying what we have now, we'd have been debt and mortgage free years ago and definitely not working 'normal' jobs now.

But hindsight has 20/20 vision, wheras the here and now is at best myopic!

newgirly

Hi southerndave, I feel your pain, its frightening how easy me and dh got into debt/ bought houses we couldn't afford in the past. It's just what everybody we knew did, including parents. I just hope that our kids make better choices.

Off to google retirement extreme

gallygirl

smellymel222 wrote: »

Sorry to jump in but the author also has a blog which follows the themes in the book, lots of tips and best of all, it free!

Just type in early retirement extreme in google and you should be able to find it.

That'll do nicely thanks :T

smellymel222 wrote: »

I just wish I had found his website and mr money Mustache's websites a few years ago!

Take a ticket and join the queue . However, we've found it now so that's all that matters .

Marie27lol

southerndave wrote: »

I am also reading very interesting book on the Kindle about alternate financial planning that may interest some of you:

Early Retirement Extreme: A philosophical and practical guide to financial independence by Jacob Lund Fisker.

The website mentioned is :-

http://earlyretirementextreme.com/

My only problem, it 'feels' very non-English (possibly American), so I do wonder besides the general information; how much is 'applicable' for us UK MSE'rs. (Not on British Library's website, and his website refers to $s regularly)

Southerndave - when you have read a bit more, can you give us some more feedback?

M

southerndave

Marie27lol wrote: »

The website mentioned is :-

http://earlyretirementextreme.com/

My only problem, it 'feels' very non-English (possibly American), so I do wonder besides the general information; how much is 'applicable' for us UK MSE'rs. (Not on British Library's website, and his website refers to $s regularly)

Southerndave - when you have read a bit more, can you give us some more feedback?

M

Definitely American. Will try my best to explain what I am reading!:rotfl:

edinburgher

My only problem, it 'feels' very non-English (possibly American), so I do wonder besides the general information; how much is 'applicable' for us UK MSE'rs. (Not on British Library's website, and his website refers to $s regularly)

I've never actually met someone who checked the BL website - are you a librarian?

The website is very American and the book, while written from an American viewpoint, is full of good ideas that translate well.

It basically suggests cutting your expenses to the bone, saving a large percent of your income and then investing this so that you'll never run out of money.

It's not a 'how to' book as such, but more provides you with the encouragement to create your own framework for reaching the same goal as the author. For example, the author invests in shares, but expects the reader to do their own research before investing for themselves.

It's a lot less patronising than other books on finance, but on the flip side, this occasionally means that the detail provided feels a little sparse.

southerndave

Now I know whodunnit!

southerndave

Been to hospital again (planned, not A&E!) with my boy. Looks like got to go in for night next month for 'exploratory' tests......:-(

I hate hospitals, so will be double hard work taking him there overnight. Ah well. Also going to be hard on the finances as had half day off today (no pay) and will need to take another two days off when he goes in, not to mention the eye-watering parking charges (hospital is not nearby, why would it be?) and my wife off as well. His health is the main thing though, I know, but all the same, so much for 'free' healthcare.

sweetdaisy

southerndave wrote: »

Been to hospital again (planned, not A&E!) with my boy. Looks like got to go in for night next month for 'exploratory' tests......:-(

I hate hospitals, so will be double hard work taking him there overnight. Ah well. Also going to be hard on the finances as had half day off today (no pay) and will need to take another two days off when he goes in, not to mention the eye-watering parking charges (hospital is not nearby, why would it be?) and my wife off as well. His health is the main thing though, I know, but all the same, so much for 'free' healthcare.

Hope that your boy gets better soon :grouphug:. I have been in hospital overnight a few times with our boys. On all occasions the staff have been brilliant and provided me with extra blankets as it got a little chilly at night. I was totally shattered though as they had to keep waking up the children every 1-2 hours or so for observations and tests, so caffeine and a good book is a must.

Tilly_MFW_in_6_YRS

Hi SD, sorry to hear about your son, hope all goes well.

Tilly x