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Need help (Complicated)

135

Comments

  • mildred1978
    mildred1978 Posts: 3,367 Forumite
    edited 17 August 2012 at 9:49AM
    £110 per month is the 20% of net income that the CSA demand. If you're having your son 2 full days, 2 half days and 2 nights, this should be deducted from the CSA amount.

    I'm guessing you work around 24-26 hours a week. Why you can't work more when you have 5 nights, 2 half days and 3 full days without the children I don't know.
    Science adjusts its views based on what's observed.
    Faith is the denial of observation, so that belief can be preserved.
    :A Tim Minchin :A
  • BigAunty
    BigAunty Posts: 8,310 Forumite
    1,000 Posts Combo Breaker
    You can get a degree while working full time and with part-time child raising responsibilities. It's called the Open University. I believe you can get loans to pay the tuition fees.

    Lots of lone parents on this board who have primary care of their children on a full time basis, some of whom work full time, too, are also studying on the OU.

    There are lots of distance learning degrees and college level qualifications you can do at other institutions that can fit around your employment.

    A full time National Minimum Wage job will give you around £200 per week, less your modest contribution to your children (a small percentage of your income) and your modest board to your father. You'd still end up with more that twice the disposable income of someone who is unemployed.

    The Direct Gov website has good general info about student finance. There is a student board on MSE, too.
  • A_D_B
    A_D_B Posts: 7 Forumite
    Ok thanks guys il speak to the college when they get back in touch about the course, fingers crossed, hope to get a degree and mOve on to e a physiotherapist :)
  • Limana68
    Limana68 Posts: 486 Forumite
    Mara69 wrote: »
    The thing I have realised is that when you CHOOSE to have children, they cost a lot of money. Adults have to make sacrifices for their children; most don't mind. They give up luxuries like cars, holidays, new clothes to make sure their children have everything they need.

    You are very young to have that responsibility but that is the choice you made and now you have to live with it.


    Give the bloke a break, hes only asking for some advice!
    At least hes actually seeing and providing for his kids AND trying to better himself.
  • **Patty**
    **Patty** Posts: 1,385 Forumite
    A_D_B wrote: »
    Ok thanks guys il speak to the college when they get back in touch about the course, fingers crossed, hope to get a degree and mOve on to e a physiotherapist :)

    You want advice? You want a career & to be able to provide a better life for your kids?


    Pick another course.

    Or at least do some real research into how likely you are to secure a full-time physio position.
    Autism Mum Survival Kit: Duct tape, Polyfilla, WD40, Batteries (lots of),various chargers, vats of coffee, bacon & wine. :)
  • Elvisia
    Elvisia Posts: 914 Forumite
    Part of the Furniture Combo Breaker
    I worked full time and did both my degrees in the evening, so it is possible. Could you ask your father if you could do some work for him, paid? My parents were going to pay for a gardener to do the heavy lifting in the garden but I said could I do a trial and see how it goes, so now they employ me instead which gives me a bit extra cash alongside my other work. Every little bit adds up.
  • A_D_B
    A_D_B Posts: 7 Forumite
    Elvisia wrote: »
    I worked full time and did both my degrees in the evening, so it is possible. Could you ask your father if you could do some work for him, paid? My parents were going to pay for a gardener to do the heavy lifting in the garden but I said could I do a trial and see how it goes, so now they employ me instead which gives me a bit extra cash alongside my other work. Every little bit adds up.

    I cant my dads a mechanic, there's nothing I could really do to help him and get paid.

    As for a career in Phisio, it would be good, but just having a degree opens entry level manager positions, officer positions in the forces etc..

    Least I'm trying to do something with my life.
  • Elvisia
    Elvisia Posts: 914 Forumite
    Part of the Furniture Combo Breaker
    I agree having a degree would be a good idea, you want to make sure you start out life on the right foot, and don't find ten years down the line you are stuck doing a job that pays little just to fed the kids rather than having a life plan.
    Unfortunately part one of this is working out a way you can do this, by being clever and thinking how you can earn more money to go to college. Would your dad give you a loan if you showed him a proper business plan and repayment plan? Could you do any tutoring or physio one-on-one sessions to earn more money? Are you claiming all the tax credits and benefits you are owed? Can you flog stuff on ebay? Car boot sales ? I did all this when I wanted to move abroad, it was miserable but I got enough money in the end. Do speak to your local college about what they can offer you, you may find they have a special person there dedicated to that, I was recommended to see someone about courses sadly I can't remember the name...probably something Directions and they were able to go through lots of options with me. Having worked in a university I would always suggest you ask for a meeting to discuss what is available, they may have scholarships, and we even offered jobs to students who couldn't pay.
  • marybelle01
    marybelle01 Posts: 2,101 Forumite
    A_D_B wrote: »

    As for the person who said its my choice to have to children, it was my choice to have one of them, .

    It is possibly an issue for another board, but you do know that to have children you have to be there are the time of conception? Therefore you chose to have two children if you had unprotected sex. There are a number of relatively well publicised methods of not having children, and if you chose to take the risk then you also chose the outcome.
  • It is possibly an issue for another board, but you do know that to have children you have to be there are the time of conception? Therefore you chose to have two children if you had unprotected sex. There are a number of relatively well publicised methods of not having children, and if you chose to take the risk then you also chose the outcome.

    Has this become some sort of punishment forum?

    Reading the whole set of posts, OP seems to have taken all his responsibilities, and has a job too.

    Taking time to look forward and want a better life for himself is no crime, and by the looks of it, he wants to carry on working too.

    Why is it an 'issue', and why would you seek to remind him of his troubles.

    It's like walking in to an advice centre and being told what you have done wrong rather than what to do to make things right.
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