Credit Card Challenge Anyone?

narnia

Hi Everyone. This is my first post and I would really like to join this challenge.
I have £5229.88 on my credit card and was planning on really hitting it this month anyway as this will be my last full pay day now I am on maternity leave. I could maybe manage to pay most of my wages towards it if I tryed really hard as it will be our last chance to do it. It would also be good practice for living on one wage for a while. (although I will be getting SMP).
My goal would just be to get the balance down as low as possible before the end of the challenge and before the baby is born. I am expecting an extra £500 bonus this month and have lots of items that I could ebay, especially with the extra time on my hands now I am off work....here goes !

Sa1sysoo

Righto, not wanting to be one to hang around, I popped out in my lunch break and hun around the charity shops for anything ebayable... :rolleyes2
I found a 'what not to wear' book by Trinny and Susannah... and it's only signed!! :T
Here's hoping someone out there is a fan...

ehallett

Sa1sysoo wrote: »

Righto, not wanting to be one to hang around, I popped out in my lunch break and hun around the charity shops for anything ebayable... :rolleyes2
I found a 'what not to wear' book by Trinny and Susannah... and it's only signed!! :T
Here's hoping someone out there is a fan...

That's a good find - how much did it cost?

Storm

I'd like to join in too please - my overdraft is around the £1000 mark (went a bit over this month oops) so will post exact figure that I've got to clear when I can check my internet banking.

I've decided that I hate my overdraft as I never feel like any of the money there is my own! This will be a brilliant way to motivate me to get it knocked on the head once & for all!

Edited to add: just checked my internet banking and oops! doesn't quite cover it - my target was to be at £900 OD only this month, and I'm actually £1060.95 OD :eek:

ehallett

Storm wrote: »

I'd like to join in too please - my overdraft is around the £1000 mark (went a bit over this month oops) so will post exact figure that I've got to clear when I can check my internet banking.

I've decided that I hate my overdraft as I never feel like any of the money there is my own! This will be a brilliant way to motivate me to get it knocked on the head once & for all!

Welcome - you live in Portsmouth?

Sa1sysoo

ehallett wrote: »

That's a good find - how much did it cost?

Only 50 pence!! :j

I was well chuffed....

Just gotta get the money back though... :think:

lambanana

I have £412.70 on my halifax card, ideally want to get that cleared by June so I can really start working on the OD!

Mappygirl

Afternoon all,

Sa1sysoo - What a great find! Let us know how much you sell it for!

So many people joining in, this will keep me very motivated!

My DH has just picked his overtime money from last month so that's £200 in the pot! I've also just changed my gas and electricity and got £94 refund! Must get round to selling stuff on ebay, I must I must I must!

Keep up the good work everyone!

Hippychick

Oooh I like a good challenge, I have an overdraft which doesn't seem to go away and I want to get rid. I've switched current accounts now but left my OD where it is so all I need to do is pay it off.

The current balance stands at £1444.35 and i've just transferred £200.00 today as I got paid and budgeted for this.

I should be receiving £285.00 from an old regular savers account soon and I have just reclaimed my ppi from a loan of £200.00 (just waiting for the cheque to clear) so with any luck thats nearly half of it gone.

now what can I find to ebay.......

sparklyscot

Sa1sysoo wrote: »

Righto, not wanting to be one to hang around, I popped out in my lunch break and hun around the charity shops for anything ebayable... :rolleyes2
I found a 'what not to wear' book by Trinny and Susannah... and it's only signed!! :T
Here's hoping someone out there is a fan...

What a bargain at 50p!!

I'm all motivated already and spent my evening sorting out ebay stuff, taking pics and getting listings written up in turbo lister ready to go at an appropriate time

Bring on tomorrow! :j