Credit Card Challenge Anyone?

ehallett

Hi everyone

I need some motivation to get my Capital One card cleared ASAP so wondered if anyone was up for a little group credit card clearing session?

I did this a little while back in a head to head challenge and it was a great success but for one reason or another I couldn't complete it. But now, I have to complete it so that I can move out next year :j .

Ok, so the criteria to join is that you have to have a credit card, overdraft, loan or other debt that you want to clear in the region of £1,000. My Capital One card is currently £940.

I really want to get this cleared before the end of April if I can but definitely the end of May at the very latest. So I think the duration of the challenge should be 2 months (finishing at the end of May).

Anything goes, as long as you can get that balance down (legal of course ). It would be great to get a few people involved as then if someone finishes early then there are other people there to keep it going.

Just reply in this thread if you want to jump on board

Emily x

BAILIFFCHASER

Do you have any illegal bank charges that could be claimed from the last 6 years ?

ehallett

BAILIFFCHASER wrote: »

Do you have any illegal bank charges that could be claimed from the last 6 years ?

Hi

I'm already in the process of doing that with LloydsTSB

Emily x

Mappygirl

Hi ehallet,

I've got a £7000 loan that I want to clear, my first goal is to go to the bank april/may with £1000 lump sum to pay off it, have already saved £250 though, can I still join? Really need some motivation!!

ehallett

Mappygirl wrote: »

Hi ehallet,

I've got a £7000 loan that I want to clear, my first goal is to go to the bank april/may with £1000 lump sum to pay off it, have already saved £250 though, can I still join? Really need some motivation!!

Hi

Of course you can join, hopefully you can get that extra £750 by the end of April with some motivation from this challenge.

Emily x

stokegal

Hi Ehallett

I too want to join please, I have an overdraft of £500 that I want to clearand my car inurance is due at the beginning of July - I've had a quote of £517, so I need to save £1017 in total.

Ready.. Set.. Go..

Oh BTW, As I am new to this do you have any idea's of how I can get this money, my OH caught me looking through his cd collection yesterday for sell on ebay and has now hidden them (I don't want to sell my cd's as I actually have taste!!! - Unlike his rubbish!) I work 50+ hours a week so a second job wouldn't be feasible and I'm salaried at work so overtime is not payable. I'm trying to make money on the web but haven't seen any legitimate ways of making decent money

Applecider_2

Hi Ill join if u dont mind!! Ive got a £3000 virgin card that needs clearing by juy. Hopefully If I can a grand off it by end of may its a start!! Im saving with quidco and free fivers (they sent me 26 chque wooo!) so...

only 934 to go... let the games begin ha ha
shal we try and swap ideas?

tonight I went through free fivers signed up to cyberslotz and got £12 or doin that. deposited a tenner, got a free tenner played through that (u have to play through 10 pound worth o games bfore u can withdraw) and I won an extra 7. So hopefully Ive made 19pound tonight. As long as u dont go past the ten pound u put in the first place ur ok dont get carried away. pm me for any details. Im not counting this money until I get their cheque!! let me know how ya go!!

*C*

sparklyscot

Can I join too?! I was actually going to do this anyway but a bit of support would be good

I've started clearing out my room to ebay as much as possible along with collecting points on pigsback and lightspeed (I've just ordered £20 of vouchers from pigsback) and keeping my eyes peeled for any part time jobs that fit round my other work. Also looking towards claiming bank charges back, got all my statements ready, need to open an umbrella account now before I post off the letter!

BUT I've got to fork out for road tax tomorrow so I need to get into gear!

elantan

emilly, i know i dont need to say it many others have ...but wow girl you are still amazing...i read all your threads ...where do you get that energy? ...if you could bottle a ahha la ehallert eau de perfum you would make a mint .....go girl ..and this year is your year ...you will do it i know you will

Helonearth

Ooh great idea! I've got about 1500 quid on my credit card, but my outgoings are too high for me to make more than about £50 overpayment each month.

Can I join in with the target of paying off as much as I can and getting some ideas for how to carry on after you have all finished?

Aj_eye

Hi people,

Can I join... I have £8600 :mad: :eek: on an mbna card that is interest free till august :rolleyes: ..... I really want to get it down because I HATE it ...of all the debts I have it the one I regret and hate the most !!!!

So please let me join......