New Lloyds Vantage current account

MoneySaverLog

It will still let you apply for a forth online, whether it will get accepted is another matter.

Steve_xx

YorkshireBoy wrote: »

The '3 per customer' restriction is stipulated in both the 'Vantage' and 'Vantage 4%' T&Cs here...

http://www.lloydstsb.com/current_accounts/vantage_ts_and_cs.asp#vantagetandcsoffer

Yes I can see the 3 per customer limit on adding Vantage to your accounts, but I can't see where it shows a limit on the 4% section?

YorkshireBoy

Steve_xx wrote: »

Yes I can see the 3 per customer limit on adding Vantage to your accounts, but I can't see where it shows a limit on the 4% section?

There are only two sets of T&Cs on that page. Everything below this...

Vantage terms and conditions – for customers with the limited up to 4% AER offer from 10 September 2012 – 31 October 2013

...relates to the 4% offer.

The wording "You can have a maximum of 3 accounts with Vantage" appears 1/3 the way down that section (as well as appearing in the first section for the standard Vantage T&Cs).

Steve_xx

YorkshireBoy wrote: »

There are only two sets of T&Cs on that page. Everything below this...

Vantage terms and conditions – for customers with the limited up to 4% AER offer from 10 September 2012 – 31 October 2013

...relates to the 4% offer.

The wording "You can have a maximum of 3 accounts with Vantage" appears 1/3 the way down that section (as well as appearing in the first section for the standard Vantage T&Cs).

Ah yes I see that, but, those terms relate to Vantage being added to an account. Once Vantage is already added to in excess of 3 accounts there is nothing there specifically in the 4% bit that says the 4% can't be added to more than three accounts.

For instance, I have 10 accounts that have Vantage added to them and therefore in the remaining 7 accounts I can earn 3% on balances upto 5k. So whilst the terms may state that only 3 may have Vantage added, there is nowt specific there regarding the 4% rate for those people, like me, who managed to obtain in excess of three accounts.

Gers

Complete rubbish... deleted!

Gers

I did an online application for another Classic Vantage account and received a 'welcome to your new LloydsTSB Account' email yesterday. It's not showing up online yet - does anyone know of the usual timescales please? I hoped to get it up and running with the first thousand and two DDs before I go away again for work today.

thanks

Gromitt

In branch staff usually say "Within 48 hours (excluding weekends and bank holidays)"

I'd expect by the end of today it'll be visible.

Gers

Gromitt wrote: »

In branch staff usually say "Within 48 hours (excluding weekends and bank holidays)"

I'd expect by the end of today it'll be visible.

Thanks - just had a girlie moment this morning! And then realised/remembered that I can do even though I am away.

Probably just need more coffee.

carpy

Steve_xx wrote: »

Ah yes I see that, but, those terms relate to Vantage being added to an account. Once Vantage is already added to in excess of 3 accounts there is nothing there specifically in the 4% bit that says the 4% can't be added to more than three accounts.

For instance, I have 10 accounts that have Vantage added to them and therefore in the remaining 7 accounts I can earn 3% on balances upto 5k. So whilst the terms may state that only 3 may have Vantage added, there is nowt specific there regarding the 4% rate for those people, like me, who managed to obtain in excess of three accounts.

i'm still undecided whether to attempt to convert the remaining 3 of my 6 to the 4% rate???

is there anyone out there who has attempted to convert more than 3 (of their 'numerous' accounts) to the 4% rate and got rumbled?

Wheres_My_Cashback

They can only say no. Dont ask, dont get!