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New Lloyds Vantage current account

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  • Richchad
    Richchad Posts: 555 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I don't use SOs. Even though I have to fund 16 (of my 18) current accounts each month I still prefer manual transfers!

    No DDs required (T&Cs on their website).

    I only have YB. Don't think I've seen a report of anyone holding both YB & CB yet. When I do I'll re-consider my position. ;)

    Gosh that must take a while each month, the SOs seem to be working okay with our 14 current accounts, I have a 5 year 5% account with Newcastle ending in July next year so will have to take a look then and see what is around.

    What a pain all this chasing around jumping through hoops is... good job I am retired and have time to do it...!
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    the DDs disappeared from the list on Lloyds. Easily re-established if needed via Tesco.
    I wouldn't necessarily say "easily", especially if you have multiple Vantage accounts.

    If you search this thread from around last October time you'll see that people were reporting issues with Tesco who seemed to have cottoned on to what people were doing and blocking the DDs.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Richchad wrote: »
    Gosh that must take a while each month
    Not really, I can complete them all in the time it takes to drink a cup of coffee!
  • can you have x3 tsb accounts the same a lloyds @ 3%
  • Richchad
    Richchad Posts: 555 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    can you have x3 tsb accounts the same a lloyds @ 3%

    Yes, I have, and 3 BOS accounts all at 3%.... :D
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I have 6 Lloyds Vantage(max is now 3)
    3 TSB Enhance
    3 BOS Vantage
  • boobbby
    boobbby Posts: 769 Forumite
    What is the best way to move Direct Debits from one bank to another
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would tell the payee what my new bank details are.
  • its been asked before im sure
    i have 3 accounts @ lloyds
    6k in one
    and 5k in the other 2

    do i have to have 6k in one?

    or can i have 5k in each and transfer from that so one goes to 4k for a few minutes
  • 10_66
    10_66 Posts: 3,460 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    its been asked before im sure
    i have 3 accounts @ lloyds
    6k in one
    and 5k in the other 2

    do i have to have 6k in one?

    or can i have 5k in each and transfer from that so one goes to 4k for a few minutes

    You can have £5K in each and transfer £1K from 1st to 2nd, from 2nd to 3rd and from 3rd back to 1st.
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