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New Lloyds Vantage current account

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  • Gromitt
    Gromitt Posts: 5,063 Forumite
    carpy wrote: »
    changing the subject slightly to BOS vantage account. can you open 3 of these?

    Yes, but you need to ring up to request them, and you can only open one per 24 hours. They will ask what you will be using it for. Some of the staff are not that happy when you say "Savings", but others are fine with that.
  • blinko
    blinko Posts: 2,519 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Are we SURE internal transfers are fine, for BOS, Lloyds and TSB?


    BOS vantage account. <<--- you can have 3
  • noh
    noh Posts: 5,817 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    blinko wrote: »
    Are we SURE internal transfers are fine, for BOS, Lloyds and TSB?


    BOS vantage account. <<--- you can have 3
    Yes we are sure!
  • I remember I read somewhere that you can have more than one Vantage account. However, when I try to open a second account online, I receive a message saying that they cannot offer me another current account.
  • Frank121
    Frank121 Posts: 114 Forumite
    Part of the Furniture 100 Posts
    thesaver79 wrote: »
    I remember I read somewhere that you can have more than one Vantage account. However, when I try to open a second account online, I receive a message saying that they cannot offer me another current account.

    The same happened to me but you can open it up over the phone or in branch. (It takes around 20 minutes on the phone)
  • Frank121 wrote: »
    The same happened to me but you can open it up over the phone or in branch. (It takes around 20 minutes on the phone)

    I may end up doing it... However I would really want to avoid a credit search on my file!
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You can open

    3 x Lloyds (used to be 6)
    3 x BOS and
    3 x TSB

    You can do internal transfers of the £1K, automated via standing order round the each 3.

    You can feed the monthly interest, via standing order, to a 3% monthly saver account.
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    thesaver79 wrote: »
    I may end up doing it... However I would really want to avoid a credit search on my file!

    It would be the same as opening on line, which you have already tried.

    Also, a single credit search isn't going to affect your file much, although I admit I wouldn't want one between mortgage AIP and completion.
  • blizeH
    blizeH Posts: 1,401 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    G_M wrote: »
    You can open

    3 x Lloyds (used to be 6)
    3 x BOS and
    3 x TSB

    You can do internal transfers of the £1K, automated via standing order round the each 3.

    You can feed the monthly interest, via standing order, to a 3% monthly saver account.
    Thanks for this... seems like the best option for savings right now (Santander 123 account also)
  • Interest paid tonight at the close of business. I presume it is around the 9 or 10 o'clock period tonight
    "Look after your pennies and your pounds will look after themselves"
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