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MFW: Next step towards total freedom!
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Wow @caeler you are so nearly there. 114 days is so close! Well done on the NSDs as well
Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far1 -
They must be the same runners my Mum grows - I thought they all had white flowers, LOL 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Congratulations on the NSDs and on being so close to mortgage freedom. It must feel amazing to only have a few months to go.MFW since March 2019Mortgage-free 30th June 2023
My Budget and Savings Diary https://forums.moneysavingexpert.com/discussion/6543308/making-a-budget-and-sticking-to-it#latest1 -
Message for future self: Buy lots of Christmas Pudding as you are going to fancy some come February!! 🤣3
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I still have a large Christmas Pudding from last year that I had planned on eating this year (my theory is that there is so much alcohol in them they last forever!). After plans changed and it was only me eating it as the kids don't like them, I only got through a mini one.Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.601 -
We still have chocolate and treats from Christmas, it's weird that you can have something in the house for ages but as soon as you can't have it anymore it's the only thing you want.2
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I’ll be mortgage neutral in 100 days! I appreciate redemption day is 12 days afterwards but I thought it was still a mention worthy milestone! I’m at 8 NSDs so far in February.
I’m still wrestling with myself about when I’ll do the big shop. I don’t think it needs to happen this week. Definitely this month though.
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Wow 100 days is definitely a worthy milestone So close nowMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.601 -
Well done you 100days is fab. You also are my twin I'm on 8 NSDs too.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
100 days that's really amazing! I bet it feels fantasticMortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far1
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