Someone hit my parked car and wont give insurance details

Crabman

Sgt_Pepper wrote: »

There is no requirement for insurance to be provided as there is no injury.

If damage is caused but no personal injury, there's no requirement for insurance to be provided?

grandma247

This link may be of some use.

Extract
If the incident is not an emergency situation:

This advice only refers to collisions where no-one is hurt or suffered only minor injury. If you are involved in a collision where a vehicle or property is damaged, you must stop and give your details to anyone with reasonable grounds for requesting them.

If you are involved in a collision where no injuries have occurred, you need to exchange the following details with the other people involved:

registration numbers of your vehicles
details of the drivers involved
details of the registered keeper if they are different from the driver.
If no one has been injured, and all the drivers involved are willing to exchange details, you don't have to report the matter to the police.

daveyjp

Fantasic_3 wrote: »

I will probably have to pay £350 excess which I would not be happy with as I was not even in the car at the time.

Not if you tell them you don't want any repairs to your car until you have admittance of liability from the third party and you have evidence showing the incident.

dacouch

You can find his Insurers name, policy number and their contact number for £4.00 from this website https://www.askmid.com

Sgt_Pepper_2

dacouch wrote: »

You can find his Insurers name, policy number and their contact number for £4.00 from this website https://www.askmid.com

Sounds like they may not have the reg.

Fantasic_3 wrote: »

Hi everyone
A friend of my next door neighbour drove into our car which was parked in the street. We have CCTV seen the incident and approached the neighbour to ask for the insurance details of his friend who hit the car , he said "I Will have a word with him" 4 days later I caught up with my nieghbour and he said that he will not give me any details or number plate as he didn't hit it..
What should my next step be ?

Yorkie1

Report it to the police, OP.

The person has on the face of it committed the offences of failing to stop and report an accident. Punishable by up to 6 months in prison and an entry point for disqualification of 18 months.

Don't faff around any longer trying to deal with it informally.

Fantasic_3

Great advice and info by all
I now have the number plate :j Police have been informed and will keep everyone updated.

cyclonebri1

grandma247 wrote: »

This link may be of some use.

Extract
If the incident is not an emergency situation:

This advice only refers to collisions where no-one is hurt or suffered only minor injury. If you are involved in a collision where a vehicle or property is damaged, you must stop and give your details to anyone with reasonable grounds for requesting them.

If you are involved in a collision where no injuries have occurred, you need to exchange the following details with the other people involved:

registration numbers of your vehicles
details of the drivers involved
details of the registered keeper if they are different from the driver.
If no one has been injured, and all the drivers involved are willing to exchange details, you don't have to report the matter to the police.

Yep, no need to supply actual insurance details.

Aretnap

Crabman wrote: »

If damage is caused but no personal injury, there's no requirement for insurance to be provided?

If damage is caused but no injury then your only obligation at the scene is to give your name and address, the owner's name and address, and the identification marks of the vehicle (RTA s170(2)). You do have to provide insurance details if and when a claim is actually made (RTA s154).

If personal injury is caused then you also have to either show your certificate of insurance at the scene, or report the accident to the police (RTA s170(5))

Aretnap

Yorkie1 wrote: »

The person has on the face of it committed the offences of failing to stop and report an accident. Punishable by up to 6 months in prison and an entry point for disqualification of 18 months.

Prison and disqualification are theoretically possible, but not likely to happen if it was a relatively minor prang. Those options (particularly prison) tend to be reserved for people who cause serious injury or worse, especially if there's a suspicion that they fled the scene to avoid a breath test. For a minor accident, points and a fine are much more likely. See the magistrates' sentencing guidelines page 127. Not sure where the 18 months disqualification comes from - even for the most serious category the guidelines say 6-12 months.