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Butti's Journey: A matter of loaf and death

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  • skint_spice
    skint_spice Posts: 13,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still no mattress report? hope it's ok and that you aren't still asleep...
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,199 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Still no mattress report? hope it's ok and that you aren't still asleep...

    :rotfl::rotfl::rotfl::rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Yes. Come on Butti, we need to know!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz
    :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T

    Will that do?
    Very comfortable and really warm......really surprised at how warm it is. I have fitted a quilted mattress protector so that probably helps a bit. 15 tog duvet has gone back in the spare bedroom for now :D

    On other news

    Beanie is a star

    But you already knew that. Thank you chuck....That should really help.

    On other news
    I reduced my Tesco Credit card limit soon after I got it :T
    I then had to spend more than expected on flights and securing hotels
    I have just tried to increase my limit
    It's been refused.......on the grounds I chose to reduce my limit :wall::wall:

    Have got a Halifax Clarity card accepted ....which allows me to draw cash at 0% with no additional charges

    SO (formulating a plan in my head...)

    I think I am going to take out £500 in dollars, pay £500 off Tesco card so I have about £800 available (make sure my direct debits won't take me over my O/D limit for the month) and pay /take cash out on the Halifax card.
    Also going to research cheap things to do in Boston and San Francisco and apply precision recording of spending whilst over there.

    Halifax card is about 18% on purchases so will have to watch that too.

    Have got nothing planned for January and February except a pay rise so I hope that is okay. Will be spending the next few days reading terms and conditions in intricate detail.

    How much money do you need for 3 weeks in America?

    Butti
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,199 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope it helps Butti.
    Nae idea on spending as I have never been to America~~a lot?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Oh bed ........let us count the ways I love thee.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,199 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Butti wrote: »
    Oh bed ........let us count the ways I love thee.

    :j:j:j:j:j:j:j:j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Glad to hear the bed is your best friend. When are you of to the US of A?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    About 3 weeks! About to stop painting the second bedroom and start packing in it.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Quite quiet at the moment....just got my head down. Painting rooms and sorting stuff for securing the house. Hope it stops raining (eventually) so I can get outside and put bolts on gate!

    Have printed off all the hotel and flight details so just need to match them up to statements incase there is any dispute about what has been paid for. Have joined two social groups in San Francisco, one about beer :beer:

    Now to research things to do in Boston (when I am not sleeping on the sofa! Sounds like a packed house!)

    Went to see A Winter's Tale on Thursday at the cinema. Go if you can. There's another showing on 5th January (I will have just landed back on the day so thought my chances of sleeping through it were quite high!)

    If someone can tell me how to post photo's I may put some up during December. I'm not putting any up on Facebook until I'm back so I'm not going :j:j:j:j:j:j "House over here to burgle".

    Right, as ever, walls to paint!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
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