Interview Under Caution for Undeclared Capital.

pmlindyloo

vax2002 wrote: »

There is no entitlement to legal aid, you can have a solicitor, it has to be paid for or a lay person representative, or a friend or relation.
Again not the answers people want to hear, the truth never is.

Are these still applicable? (could only find article from last year)

Interview under caution: useful contacts


Advice UK advice centres
Advice UK is a support network for independent advice centres. Some of these centres give general information and advice on a range of subjects whilst others specialise in particular areas. Independent advice centres may be able to help you prepare for the interview, and in some cases may be able to send an adviser with you. You can find out whether there is an Advice UK advice centre near you by telephoning 020 7469 5700 or searching on the website using the link at the right of this page.

Citizens Advice Bureaux (CAB)
Citizens Advice Bureaux help people resolve their legal, money and other problems by providing free information and advice. Local CABs may be able to help you prepare for an interview and in some cases may be able to send an adviser with you. You can find your local CAB by visiting their website (see the link on right) or looking under ‘Citizens Advice Bureaux’ in The Phone Book.

Community Legal Advice
Community Legal Advice is a free and confidential advice service paid for by legal aid. If you live on benefits or a low income, call 0845 345 4 345 for independent advice about debt, education, benefits and tax credits, employment and housing problems.
Helpline: 0845 345 4 345 Monday to Friday 9am - 8:00pm, Saturday 9am - 12:30pm
Minicom: 0845 609 6677
See the link on the right for more information.

Law Centres
Law Centres specialise in solving a range of legal problems and offer a free service to people who cannot afford a private solicitor. They usually only help people who live or work in their area. A Law Centre may be able to help you prepare for an interview under caution and may be able to represent you at the interview. You can find out whether there is a Law Centre near you by visiting their website - see the link on the right of this page.

The Law Society
The Law Society is the organisation that represents solicitors in England and Wales. You can search for details of local solicitors at www.solicitors-online.com or phone 0870 606 2555. If you telephone explain to the operator that you are looking for a solicitor with experience of interviews under caution.

Local council welfare rights services
Some councils run welfare rights services. They can offer advice and representation on a range of welfare benefits issues. Contact your local council to see if it has a welfare rights service (see link on right).

Taken from here:

http://www.advicenow.org.uk/advicenow-guides/problems-with-benefits/how-to-handle-an-interview-under-caution/interview-under-caution-useful-contacts-html,665,FP.html

trixiedog

somethingcorporate wrote: »

Did you loan land in your bank or was it finance via a company?

If it hit your bank account then this would put you over the lowest threshold for declaring it and may (although unlikely) have been a flag.

My guess is to agree with the other that suggest it is to do with being a joint signatory on your mothers account. Fortunately, this is easy to prove this is not your money nor do you have access to spend it.

Good luck and keep us informed as to how it goes.

Yes, loan went into my bank and then out again to pay for the car. Paid by debit card if I remember rightly so there is a paper trail. Didn't even think about that when I did it. Didn't realise they'd be interested in a loan cos it's not technically my money. Hopefully its the situation with my mum and someone has set the account up in the system as a joint account although I don't receive a statement or any correspondence with regards to this at all and it's been up and running for about 6 months or so

trixiedog

Thank you pmlindyloo. I've been on the internet looking for something like this since yesterday. I'll phone it tmw morning.

McKneff

I have to ask OP, have you been doing any work, either paid or unpaid.

trixiedog

McKneff wrote: »

I have to ask OP, have you been doing any work, either paid or unpaid.

Never ever. I have been to college part time tho but did tell the benefits agency. Told them again at an interview about 8 months ago.
They stated this is an undeclared Capital issue and they confirmed this to be the case so I assume it won't be to do with any other issues.

1plus1equal3

hi, just wanted to put your mind at rest about your interview.I attended one last year, to support a friend, and though she was really nervous, it wasnt as bad as she expected.When we arrived we were asked to sit in a waiting area, 15 minutes later we were both led into an office where there were 3 people sitting behind a small desk, i was asked my name, and told that though i was allowed to sit with my friend, i was not allowed to talk.My friend was then told that she was being interviewed under caution, and that at any time she felt she needed to stop the interview, to seek legal advice, she was free to do so. The interviewers were well imformed , and had a thick file in front of them, and had obviously done their homework, i cant say they were particulary friendly, but they were not unfriendly either.Half way through the interview my friend asked to stop the interview, which they did immedietly, and we left . they told her to seek legal aid , and to contact them again when it was in place.

trixiedog

I'm hoping that I won't need to stop the interview for legal advice cos I hope to god I haven't done anything wrong. If I have, then it is very much unintensional. If it is to do with undeclared capital like they have confirmed then I am 100% sure I have done nothing wrong but your description of events has put my mind at rest. I assume they listened to your friend and were reasonable. I hope to god I haven't done anything wrong as if I have then I have done it without realising. It was a money matters advice person from the council who filled out every form. I just had to sign everything. I went to see if it was possible to give up work and care for my family. The first person I saw gave me the wrong info and I happened to bump into her in tears as I came out of his office. She came out to my house at 6pm and filled all the forms out for me....mortgage aplications...com tax...the lot. I told her absolutely everything and showed her bank statements the lot as I needed to be sure that this was do able for us as I was about to give up work and needed to know everything. She was great and went way beyond anything I expected.

trixiedog

ceecee1 wrote: »

No if a malicious report is made and after investigation NO EVIDENCE IS FOUND then the report is closed without even the person knowing about it

So basically if I am being called and Interviewed under Caution then the have some sort of evidence in front of them and it is up to me to prove them wrong?

sniggings

if you really can't think what is can be about then I can't see how you have done anything that will get you into trouble.

I wonder if it is about the car or your Mother's account how they got that info? are they allowed to look into bank accounts these days?

Good luck anyway.

I work of warning ose, watch what you say as all will be used even if you make a joke of something or say sorry, written down it will lok like you have admitted to something so no sorrys etc

Edit oh make sure they tell you straight away what they are saying you have done before starting talking.

ceecee1

trixiedog wrote: »

So basically if I am being called and Interviewed under Caution then the have some sort of evidence in front of them and it is up to me to prove them wrong?

No it means that they have some information which suggests that your claim might be wrong. There job is to find out if there is some explanation.

If it is about a loan which went in and straight out of your account then that is the reason. They could also ask how you can afford the repayments out of your benefit to see if you have any other income which has not been declared.

If it is about your mums bank account then your explanation is that it is your mums money, just being a signatory on her account doesn't mean that you will be treated as the owner of that money. It would be harder to prove that the money wasn't yours if it was in your own account but as it isn't then confirmation from the bank should sort it out