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  • greent
    greent Posts: 10,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy NY FS - sounds like a lovely way to have spent the evening :)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
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  • Happy New Year Fortune! Bacon sandwiches sounds like a great way to start a new year!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • What did you do with your extra second? I gave Mr F an extra New Year kiss :o

    :T Fortune - I slept through the whole shebang, so I had an extra second of sleep :j :D

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
  • I hope you all had a wonderful start to the year. What did you do with your extra second? I gave Mr F an extra New Year kiss :o Fortune x

    That wasn't much of a kiss - hope that it's not a harbinger of what he can expect in 2017!
  • greent wrote: »
    Happy NY FS - sounds like a lovely way to have spent the evening :)
    x

    Thank you GreenT - it was perfick :)
    Happy New Year Fortune! Bacon sandwiches sounds like a great way to start a new year!

    Mr F had the bacon - I'm pretty much vegetarian but halloumi was a great alternative :) Having someone else cooking breakfast for me was the real treat :D
    :T Fortune - I slept through the whole shebang, so I had an extra second of sleep :j :D

    Greying X

    That's a second well spent Greying :)

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • Sleazy wrote: »
    That wasn't much of a kiss - hope that it's not a harbinger of what he can expect in 2017!

    A kiss is a kiss Sleazy :)

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • I've had a bit of a thunk and 2017's focus will be:

    Our financial goals are still unclear, however, I can continue to save even if I don’t know what I’m saving for. The money can be allocated to the right pot once decisions are made whether that’s for a house move, home improvements or mortgage overpayments. And I can continue to ensure all spends are considered spends. We have a couple of landmark family birthdays to budget for too.

    My main focus is to help Mr F transition into his new role. It’s going to be very stressful for him in the first few months as he still has to keep his old job going and there is a lot of travel involved. Date days are going to be important so that he gets a proper break from work and we get to spend some time together.

    Health and fitness for both of us is a key priority – mental and physical. We both want to be able to enjoy the freedoms good health allows for as long as possible. Plus Mr F has to meet the physical demands of long haul travel and manage his stress levels. For me the challenge will be the increased time at home on my own.

    Along the way we’d like to have adventures and learn stuff.

    All of the above will have a financial impact so I think it will be useful to track them here on my diary. I’ll set some SMART goals as I go along. At the moment everything is quite new and we don’t know how it’s all going to pan out.

    My first SMART goal is to drink a maximum of 3 cups of coffee a day. This is my usual habit but I did drink an awful lot more over Christmas and I can go off the rails when Mr F is home because he is such a tea monster and I always say yes if he puts the kettle on. I'll have herbal teas in future.

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • We were up at 4.30 am this morning to get Mr F off to the airport. He's quite poorly still and I felt so sorry for him having such an arduous journey ahead. I made sure he was breakfasted, hadn't forgotten anything and took some cold rememdies with him.

    As there was nothing more I could do to help after he'd left, I went back to bed and slept very late. I'm hoping I'm not coming down with his bug :eek: My intercostal muscles are not properly healed from the last virus so another cough would be disastrous :eek:

    Yesterday was spent washing and ironing and getting Mr F ready for the trip. MS efforts were made:
    • the grocery shopping came in under budget. £24.30 to savings
    • £2.60 Tillytidied
    • meals were made using Christmas leftovers

    Not an NSD as Mr F bought a bike rack. Unplanned but we won't be able to use the bikes without one.

    My heating oil has been delivered. The price has gone up by about £125 per 500 litres compared to this time last year but is about the same as the year before.

    Today is my first time alone in the house for weeks so I'm going to make the most of it. There's a little washing to be done plus a cake to bake for WI but I'm not going to do much more than that. My local DC is off on her travels again soon so is popping in this afternoon for a coffee before she leaves. I shall ease into 2017 gently :rotfl:

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • DC arrived yesterday bearing belated gifts! Lovely to have something to open after the event. And nice to see her too, of course, before she goes off on her travels again.

    I made Banana Loaf to take to the WI meeting. This is my go to recipe when I have bananas to use up as it takes 3 to 4. I didn't have pecans so used walnuts instead. I think it was a good one as there was none left to bring home! ;)

    Today has been a marathon ironing session. Having concentrated on getting Mr F's clothes washed and ironed for his trip, I found I was running out of smalls! :eek:

    I've also taken the decorations down - I think :o I haven't put the boxes back in the attic yet because there's always something I forget which then usually lives in the dresser until Christmas comes around again.

    The bike rack has been delivered so I'd better psyche myself up for another bike ride when Mr F gets back.

    It's been an NSD and I've Tilly-tidied the accounts.

    Leeky Salmon in a Parcel for supper tonight. Easy to do for one but I've put it in the oven as I prefer that to the microwave.

    Are the days getting longer or is that wishful thinking?

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Days longer.
    I think we had at least an extra 1/2 an hours daylight earlier :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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